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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    S
    Salvador A
    Stockton, CA
    Posted on August 8th, 2018 11:42 PM
    Kristina was professionally pleasant. Her understanding was very instrumental in the purchase of our home. We are very grateful for her assistance and will refer her to our friends and family.
  • FTP
    E
    Eduardo M
    Modesto, CA
    Posted on August 7th, 2018 01:52 PM
    Constant Communication and feedback,follow ups and personal perseverance to meet loan completion goals.
  • FTP
    F
    Flor M
    Modesto, CA
    Posted on July 27th, 2018 04:57 PM
    Thanks Kristina Hernandez and all of your team to make my loan possible.
  • FTP
    A
    Alejandro D
    Stockton, CA
    Posted on July 20th, 2018 06:01 PM
    The process of buying a home is not smooth like it was before. But, everyone at Sterns was very Friendly affable, and supportive. They always greeted me with a smile and kindness.
  • FTP
    L
    Laura S
    Stockton, CA
    Posted on July 5th, 2018 03:30 PM
    I appreciate Kristina's willingness to walk me through the process and answer all my questions. After a terrible previous experience with another lender, it was refreshing to work with someone as knowledgeable, kind, patient, and flexible lender...
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  • FTP
    E
    Emmanuel N
    Modesto, CA
    Posted on June 30th, 2018 07:58 PM
    Good communication
  • FTP
    F
    Feliciano A
    Stockton, CA
    Posted on June 30th, 2018 05:20 PM
    Todavía estubo muy bien
  • FTP
    M
    Maria M
    Stockton, CA
    Posted on June 29th, 2018 03:57 PM
    Fast response to any questions or concerns, Via e-mail or phone call. Very understanding to what worked best for me.
  • FTP
    M
    Maiyra Z
    Manteca, CA
    Posted on June 27th, 2018 06:13 PM
    She had all my paperwork on time and answered all my questions
  • FTP
    J
    Jennylea Y
    Tracy, CA
    Posted on June 21st, 2018 01:26 PM
    Kristina was always there when I needed her. When I had my freak out moments she always was there to talk to. When I text her even late in the evenings she always responded. Thank you Kristina for helping my family make the buying process so...
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  • 801–810 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.