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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    Y
    Yee T
    Stockton, CA
    Posted on September 25th, 2019 04:13 AM
    As a first time home buyer, I didn't understand all the different loans that was available, but Kristina was really easy to understand when explaining the different loan options. There was always communication throughout the whole process....
    read more
  • FTP
    D
    David M
    Tracy, CA
    Posted on September 24th, 2019 07:10 PM
    Kristina was really clear about information and knew what she was talking about. She stayed persistent and communicated everything with me. Overall I had a great experience and hope to use her services again and would refer to any of my friends...
    read more
  • FTP
    D
    Duane L
    Clements, CA
    Posted on September 22nd, 2019 04:13 AM
    .
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    Norberto B
    Lodi, CA
    Posted on September 21st, 2019 01:43 AM
    .
  • FTP
    T
    Tami B
    Tracy, CA
    Posted on September 18th, 2019 06:16 PM
    Kristina was extremely helpful and responsive. Any time we had a question along the way she answered us quickly and made sure to keep the process moving along smoothly.
  • FTP
    J
    Jessica D
    Stockton, CA
    Posted on September 15th, 2019 04:45 AM
    Kristina was very helpful and available during our whole process. We appreciate her assistance in every matter.
  • FTP
    J
    Jose M
    Stockton, CA
    Posted on September 15th, 2019 02:13 AM
    Very nice and helpful very appreciate it a lot
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    J
    Joseph D
    Stockton, CA
    Posted on September 15th, 2019 01:42 AM
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    A
    Angelica A
    Lathrop, CA
    Posted on September 11th, 2019 05:59 PM
    fueron muy amables y contestaron todas mis preguntas yo ya la estoy recomendando amis amistades
  • FTP
    J
    J R
    Stockton, CA
    Posted on September 10th, 2019 03:02 AM
    Very knowledgeable, friendly, did not rush to explain my questions.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.