

Kristina Hernandez
Branch Manager | NMLS#225677

I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Kristina was professional and knowledgable.
Best lender ever always available to help very responsive. Thank you very much !
Kristina, Belkys & Stephanie are amazing! They were available and responded quickly to all of my questions.Kristina's guidance and support through each step made the entire process go smoothly and we closed sooner than expected!Thank you so...
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Kristina was patient, knowledgeable, and responsive to every question I had. She helped set me up with an agent whom has worked with CalHSA clients previously so finding a house that met the criteria in our price range, while also being knowledgeable...
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She was knowledgeable. She communicated regularly and responded promptly. She helped find a real estate agent that previously worked with people using th CalHFA program, so finding a house that met the requirements of the program was simpler....
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Exceptional experience working with Kristina and her team. Everything was handled ahead of our timeline. I would highly recommend working with Kristina!
Everything was done ahead of our timeline. Great experience, no issues at all!
Kristina helped me buy my first home in 2019. She also helped me refinance in 2022. When it was time to upgrade and buy my second home, I knew that I had to work with her again. She is really professional, knowledgeable, hardworking, and patient....
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I have worked with Kristina before in 2019 when I bought our first home. In 2022 she helped me refinance then to. When it was time to upgrade our house I knew I had to work with her agai. She gets things done. She takes her clients situation...
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Our situation was complicated - FHA loan and a condo that had let the certification lapse. We had to be patient, stay in communication and support one another throughout the transaction while enlisting the supprt of a moderately motivated HOA....
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About
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
Products & Services
Mortgage Loan Officer
FHA Home Loan
Fixed Rate Mortgages
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS#225677
Disclaimer
Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.