Kristina Hernandez's Cover Image
Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

ClaimedPro

Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    C
    Cheryl V
    Stockton, CA
    Posted on September 30th, 2021 02:55 PM
    This lender represented the buyers of my listing along with their buyer agent. I was kept in the loop every step of the way never had a need to contact lender for anything during this transaction. Absolutely Excellent customer service
  • Encompass
    P
    Patrick H
    Clements, CA
    Posted on September 30th, 2021 02:27 PM
    Kristina Hernandez made the experience amazing .without her it would have be impossible .
  • Encompass
    D
    Diana A
    Waterford, CA
    Posted on September 30th, 2021 12:51 AM
    Great communication! Lovely ladies to work with :)
  • Encompass
    N
    Norma H
    Lodi, CA
    Posted on September 29th, 2021 05:07 PM
    Kristina was working with the buyer on a property I had listed. She was very involved with the transaction and kept us updated the entire time. Great job!
  • Encompass
    V
    Verania M
    Waterford, CA
    Posted on September 29th, 2021 02:22 PM
    Always answered all the questions we had and made everything easy and smooth!
  • Encompass
    M
    Miguel A G
    Stockton, CA
    Posted on September 29th, 2021 12:13 AM
    It was a pleasure working with kristina hernandez ,we got an excellent service,answers to all our questions and guidance through all the transaction Thank you very much
  • Encompass
    S
    Soumaly V F
    Stockton, CA
    Posted on September 28th, 2021 05:25 PM
    Kristina is so personable and lovely to work with. My family and I trust that she has our best interest at heart. This is my second time working with her and I will go to no one else. Thank you so much!
  • Encompass
    K
    Karelli A R
    Stockton, CA
    Posted on September 25th, 2021 03:41 PM
    The entire process was smooth. Kristina made it easy for me to understand all concepts and if I had any questions she clarified everything with absolute detail.
  • Encompass
    Y
    Yvonne M
    Oakland, CA
    Posted on September 24th, 2021 05:25 PM
    She was always available , returned call and message. Works well under pressure. I am so glad that Julia Isabell refereed her to m while she is out on Maternity leave. She was great!!! I hope i get to work with her again.
  • Encompass
    T
    Travis D
    Stockton, CA
    Posted on September 20th, 2021 08:29 PM
    Kristina is very professional and easy to communicate with. I hope that more of my clients get their loans and information about starting the home buying process from Kristina! I hope to work with her again.
  • 571–580 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.