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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Lupita Q C
    Stockton, CA
    Posted on October 29th, 2021 03:56 PM
    Always answered every question or concern I had. Very prompt at responding back.
  • Encompass
    M
    Marlaina G
    Lodi, CA
    Posted on October 26th, 2021 06:50 PM
    Kristina and her Team are always amazing, I always know I'm in good hands.
  • Encompass
    M
    Magdalena L
    Stockton, CA
    Posted on October 26th, 2021 04:00 PM
    Kristina is on it she is very knowledgeable and very professional she gets it done and is very good at communicating with agents and buyers. I would definitely work with her again. She is very committed to her job. She is the best 😊
  • Encompass
    B
    Bob B
    Stockton, CA
    Posted on October 20th, 2021 10:08 PM
    Good communication
  • Encompass
    J
    Jesus R
    Linden, CA
    Posted on October 20th, 2021 03:26 AM
    Kristina always answered all my questions and concerns in a timely manner . Great experience working with her will definitely work with her again !
  • Encompass
    P
    Pheakdei N B
    Stockton, CA
    Posted on October 19th, 2021 04:37 PM
    Kristina bring so dedicated and professional. She's very thorough and very detail. Very transparent. Realistic expectations
  • Encompass
    J
    Jennifer A M
    Stockton, CA
    Posted on October 19th, 2021 02:28 PM
    The entire experience was fast and easy
  • Encompass
    E
    Evelyn S
    Modesto, CA
    Posted on October 18th, 2021 05:41 PM
    Kristina kept everyone in the transaction updated every step of the way. In this competitive market I had to write a great offer. Which meant a quick 14 day loan contingency. Thankfully, Kristina met our timeline; the Sellers, buyers, and agents...
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  • Encompass
    M
    Mario R
    Lodi, CA
    Posted on October 13th, 2021 08:06 PM
    Above and beyond does not even begin to describe Kristina. Our circumstances made this process almost impossible. We accepted the fact, we would need to hold off on this next chapter of our lives... Kristina made it happen. We are extremely...
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  • Encompass
    E
    Ezekiel J F
    Stockton, CA
    Posted on October 13th, 2021 03:03 PM
    The communication
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.