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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Lisa J
    Stockton, CA
    Posted on September 23rd, 2022 05:49 AM
    Kristine made our transaction very smooth. As a listing agent, I appreciate a lender like Kristina who communicates often. She is a true professional.
  • Encompass
    C
    Cristy L R
    Stockton, CA
    Posted on September 21st, 2022 11:14 PM
    It was a pleasure working with Kristina. She was quick to respond even during evenings and weekends. She communicated well and was able to close earlier than scheduled.
  • Encompass
    J
    Jason V
    Stockton, CA
    Posted on September 16th, 2022 12:38 PM
    Quick and fast communication and handling of the loan documents
  • Encompass
    G
    George M
    Cool, CA
    Posted on September 14th, 2022 11:45 PM
    Kristina's knowledge and professionalism. Plus she went way out of her way to get the job done.
  • Encompass
    K
    Kelli S H
    Cool, CA
    Posted on September 13th, 2022 02:47 PM
    Kristina was absolutely amazing!! She guided us through the entire process. We honestly wish Kristina could have been all agents involved. We had ultimate confidence with Kristina and her team taking the lead. We can’t say enough positive things...
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  • Encompass
    J
    Julia J B
    Cool, CA
    Posted on September 13th, 2022 02:33 PM
    Kristina is a rockstar! She held the whole thing together when it was falling apart. We’re so grateful to have found her.
  • Encompass
    J
    John K
    Stockton, CA
    Posted on September 13th, 2022 01:15 PM
    Constant communication, a great experience.
  • Encompass
    F
    Francisco E G
    Stockton, CA
    Posted on September 7th, 2022 02:43 PM
    Kristina is amazing worker thank you guys
  • Encompass
    D
    DeShawn T
    Bakersfield, CA
    Posted on September 4th, 2022 03:00 PM
    Communication & knowledge & willingness to educate.
  • Encompass
    M
    Mark S
    Roseville, CA
    Posted on August 25th, 2022 05:22 PM
    Kristina helped us all along the way like we were family - great advice and support all along the way. She was everything we could hope for in a finance professional - supportive, understanding of our needs, consistently communicating all through...
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  • 461–470 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.