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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • google
    J
    Jen B
    Posted on April 27th, 2023 09:06 PM
    I would like to thank Kristina & her team for the AMAZING work during the entire process of buying my first home. It was very comforting to know that I had such a knowledgeable professional to guide me through this unfamiliar chain of events....
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  • Encompass
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    Jennifer O
    Stockton, CA
    Posted on April 27th, 2023 03:31 PM
    I’m extremely thankful for the help I received from Kristina & her team. The guidance and expertise made it possible for me to get into a home. Kristina went above and beyond to make sure everything was done in a timely manner, and your patience...
    read more
  • Encompass
    S
    Susana T
    Sacramento, CA
    Posted on April 27th, 2023 03:18 PM
    Kristina and her team made our dreams come true. I know it sounds like a cliché, but it is the true.
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    Edward G
    Vacaville, CA
    Posted on April 23rd, 2023 01:45 PM
    Kristina was always there for us any time of day or night outstanding service from her and her team .I have made referrals and will continue to do so because of the great service we were provided.
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    Sainas N
    Manteca, CA
    Posted on April 22nd, 2023 04:47 PM
    From day one to closing Kristina and her team helped in each and every steps to assist me. The loan process went so smooth and easy. Thank you.
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    Amy H
    Fresno, CA
    Posted on April 22nd, 2023 03:22 PM
    Never did I think I would be a Homeowner but Kristina Hernandez made it happen for. She was very communicative, resourceful, honest and she made it very stress free.
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    Haoran L
    San Francisco, CA
    Posted on April 21st, 2023 04:43 PM
    Kristina’s knowledge and quick response made this transaction so smooth and possible.
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    Aileen F
    Stockton, CA
    Posted on April 21st, 2023 01:55 PM
    Kept me informed every step of the way & closed ahead of schedule!
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    Janelle C
    West Sacramento, CA
    Posted on April 18th, 2023 08:22 PM
    Very smooth and seemless process. Was a pleasure working with Kristina and her team.
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    Noemi V
    Sacramento, CA
    Posted on April 18th, 2023 05:27 PM
    Kristina was an awesome partner. Great communication and support. I look forward to working with her again.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.