Kristina Hernandez's Cover Image
Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

ClaimedPro

Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    L
    Lena M S
    Modesto, CA
    Posted on June 9th, 2025 07:27 PM
    Kristina is a great communicator! She kept everyone informed of the progress. We were scheduled to close in 21 days, and she got it closed 5 days sooner!
  • Encompass
    J
    Jorge G
    Modesto, CA
    Posted on June 4th, 2025 11:28 PM
    Fast communication, and Kristian explained things well.
  • Encompass
    I
    Israel K
    Rail Road Flat, CA
    Posted on June 1st, 2025 02:06 PM
    Kristina is awesome
  • Encompass
    P
    Phuoc D D
    Manteca, CA
    Posted on May 15th, 2025 10:44 PM
    She was very enthusiastic and helped me with the procedure very quickly. I'll reccoment her to my family and friend .
  • Encompass
    P
    Phi V T
    Manteca, CA
    Posted on May 12th, 2025 04:07 PM
    She was very enthusiastic and helped me complete the paperwork very quickly.
  • google
    M
    Meagan M
    Posted on May 11th, 2025 10:05 PM
    Kristina Hernandez has received a review with 5 star rating from Meagan M
  • Encompass
    V
    Vaughn R
    Carmichael, CA
    Posted on May 11th, 2025 10:05 PM
    The patience and responsiveness from Kristina and her team were unmatched. We started the home loan process over 2 years ago and the fact that her team was always helpful and responsive even when our numbers weren't great, shows us she was...
    read more
  • Encompass
    J
    Jiseon K
    Buena Park, CA
    Posted on May 11th, 2025 02:57 PM
    I had a great experience working withKristina. She was incredibly responsive, always getting back to me quickly with clear and helpful answers. Throughout the entire process, they guided my client step-by-step, making everything easy to understand....
    read more
  • Encompass
    L
    LouMarie B L
    Pinole, CA
    Posted on May 1st, 2025 10:17 PM
    Amazing job & great team
  • Encompass
    F
    Fabiola F
    Stockton, CA
    Posted on April 16th, 2025 07:59 AM
    You were always available when we had questions. Your knowledge of the programs is seriously impressive, and you are so quick to respond. It’s just been such a reassuring and smooth experience from day one.
  • 121–130 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.