Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Everyone listened understand of the exactly type of home we want and the team did exactly that, we are forever grateful
Reply from Kristi Hardy - Atlantic Coast Mortg...
March 18th, 2026 04:11 PM
Blessing, it's truly rewarding to know that you felt heard and that we were able to help you find the right home. Thank you for sharing your experience. Your gratitude means a lot, and I'm pleased that the team met your expectations. If you...
read more
good communication
Reply from Kristi Hardy - Atlantic Coast Mortg...
March 16th, 2026 10:08 PM
I'm glad to hear that you appreciated the communication, Adnan. Ensuring clear and effective dialogue is really important to me, so I'm happy it made a positive impact on your experience. If there's anything else I can assist you with, please...
read more
Good people !!
Reply from Kristi Hardy - Atlantic Coast Mortg...
March 16th, 2026 06:18 PM
Eric, your positive note is appreciated! I'm glad to hear that your experience was a good one. If there's anything else you ever need, feel free to reach out.
Kristi and her team make the process so easy!
Reply from Kristi Hardy - Atlantic Coast Mortg...
March 14th, 2026 03:58 PM
Jennifer, your feedback is genuinely appreciated. I'm glad to hear that the process felt easy for you. It's important to me that everything runs smoothly, and it's wonderful that this was your experience. Thank you for your trust in us!
Working with Kristi Hardy and her excellent team of professionals at Atlantic Coast Mortgage was truly a stress free experience from start to finish. From the first introduction, Kristi and her team made you feel like you were their number...
read more
Reply from Owner
March 14th, 2026 03:59 PM
Ms. R! Thank you so much!!! Your review highlights many aspects that I strive to achieve in every mortgage process. I'm glad to hear that both the support and dedication from my team and me contributed to a stress-free experience for you. It's...
read more
Excellent customer service! The staff was very knowledgeable and receptive to all aspects of the process. They were friendly, attentive, and went above and beyond to make sure everything was taken care of in a timely manner. I really appreciated...
read more
Reply from Kristi Hardy - Atlantic Coast Mortg...
March 14th, 2026 03:59 PM
I truly appreciate your thoughtful review, Sharon. I'm delighted that their knowledge and attentiveness made such a positive impact on your experience. Ensuring everything is handled promptly and professionally is important to me. Thank you...
read more
Working with Kristi Hardy and her excellent team of professionals at Atlantic Coast Mortgage was truly a stress free experience from start to finish. From the first introduction, Kristi and her team made you feel like you were their number...
read more
Reply from Owner
April 4th, 2026 12:00 AM
Ms. R! Thank you so much!!! Your review highlights many aspects that I strive to achieve in every mortgage process. I'm glad to hear that both the support and dedication from my team and me contributed to a stress-free experience for you. It's...
read more
We received quick and helpful responses, which provided a seamless process to close on our home.
Reply from Kristi Hardy - Atlantic Coast Mortg...
March 7th, 2026 04:50 PM
Leslie, it's wonderful to know that the quick and helpful responses contributed to a seamless closing process for your home. Providing efficient and supportive communication is always a priority for me. Thank you for sharing your experience,...
read more
Outstanding service to get your dream reality!
Reply from Owner
March 16th, 2026 04:20 AM
I'm glad to know that you felt the service met your expectations, Tamimi. My goal is to help clients turn their dreams into reality, and hearing your positive feedback is truly appreciated. If there's anything more I can do for you in the future,...
read more
The stuff are amazing. Received the outstanding guidance during the loan process that made my life easy , real time communication . Find the best solution to get my loan easy and fast for my dream to realize and see the light.thank you all...
read more
Reply from Kristi Hardy
March 7th, 2026 04:51 PM
Sami, I'm truly glad to hear that you found the guidance during the loan process helpful and that it made things easier for you. It's important to me to provide real-time communication and find the best solutions for each client. Thank you...
read more
71–80 of 1268
About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
View All
Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)