

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Communication with Kristi and her staff was quick and concise. When I had questions they took the time to fully explain. Their web portal for submitting and receiving documentation was easy to use and allowed me to quickly provide my documentation....
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Communication with Kristi and her staff was quick and concise. When I had questions they took the time to fully explain. Their web portal for submitting and receiving documentation was easy to use and allowed me to quickly provide my documentation....
read more
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Jerry, we're so happy to hear that you found the entire process to be easy and smooth! Thank you for taking the time to leave us a review. We look forward to working with you again in the future!
The team was very responsive to my inquiries, knowledgeable concerning their products, application process, and the market.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for sharing your experience, Carlos! We're glad that we were a valuable asset for you throughout the process.
smooth and very communicative through the entire process
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for taking the time to leave us a review, Kathryn! We look forward to working with you again in the future.
service was great
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for leaving us a 5-star review, Sandeep!
Incredible communication and customer service.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Rose, we're so happy to hear that you appreciated working with us! We hope to work with you again in the future.
Every step of the way the plan was laid out and a man there that was easy to understand in any questions that I had were answered almost immediately. It helped make the process of buying a home a lot less stressful.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Garrett, we're so glad to hear that we lessened your stress during the home-buying process. Congrats on your new home, and we hope to work with you again down the line!
Good communication, available staff, very quick process
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for taking the time to share your experience, Kaitlynn!
I would have not been able to make my first buying home dream happen without Kristi’s help as well as her team. It would be an honor to refer clients to her.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Ali, we're so honored to hear you say that! Congratulations on your first home, and we hope to work with you again in the future.
Was able to close in a timely manner and Dana and Christopher were very responsive to our needs throughout the process.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thank you for taking the time to share your experience! We're so glad to hear that our team was able to help you throughout the process.
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)