

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Very transparent and timely communication. Will definitely be recommending Atlantic coast to friends and family who may be considering purchasing property
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
We LOVE to hear that you will recommend us. Thank you for leaving your review, Ian!
Team Hardy was on top of everything we needed for our mortgage financing, even before we knew what was next. Top notch communication.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Top notch communication is one of our biggest priorities. I'm so glad to hear about your positive experience, Gretchen!
Professional and fast.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Thanks for the great review, Seth!
Very responsive to emails (even on weekends and late at night), clear communication / directions, would recommend to anyone looking for a quick closing and local lender.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Ryan,
Thank you for leaving this review! We're always happy to hear that our principle of quick and efficient communication made for a positive experience.
They were responsive, fast, professional and perpetually happy to answer questions about everything! I would recommend them to everyone!
The rapid responses to questions and the constant willingness to review and re-explain things when I was confused or unsure. You guys worked so hard for me. Thank you.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Hi Seanne,
As you know, the mortgage process can be very confusing. It makes my day to hear about your positive experience with us. Thank you!
I am grateful for Kristi Hardy's and her team's assistance in getting the mortgage loan approved. It was a pleasant experience and I would recommend their services to family and acquaintances.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Awesome to hear! Thanks for leaving your review and for recommending us to your family and friends!
Excellent communication. I enjoyed using the ACM app.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Our app is awesome! Glad to hear you enjoyed it. Thank you for leaving this great review, Tamara.
Responsiveness and communication, both with myself and my realtor.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Responsiveness and excellent communication are a couple of our biggest priorities. Thanks for leaving a review, Alex!
The knowledge and interaction with Kristi's team was superior. They took the time to answer every one of my questions, no matter now small or large they were. It was a wonderful experience.
Reply from Kristi Hardy
February 2nd, 2024 07:58 PM
Wow! Working with you was superior too, Damian. Thanks for your review!
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)