

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
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Business Hours
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9 AM to 5 PM
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
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Reviews from Web
The team and the website made things simple. They gave the list, I downloaded the information, and done. Very easy to do and very pleasant to deal with, answering any questions that came up along the way.
Reply from Kristi Hardy
November 20th, 2024 01:34 PM
I'm thrilled that you found our process to be simple and easy, Richard! Your feedback is much appreciated. It was a pleasure to assist you with your home purchase, and I'm glad I could help answer your questions along the way. Your satisfaction...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Dakshesh T
Reply from Owner
November 20th, 2024 01:34 PM
Thank you so much for your feedback, Dakshesh! I'm thrilled to hear that you had a positive experience. Your satisfaction is my top priority, and I'm glad I could make your experience with Atlantic Coast Mortgage a great one. Your 5-star rating...
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It was great working with younans your team and understanding our requirements and closing it in the very short time. Thank you and your team .
Reply from Kristi Hardy
November 20th, 2024 01:34 PM
I'm so glad to hear that you had a positive experience with our team at Atlantic Coast Mortgage, Dakshesh. We always aim to understand our clients' needs and work efficiently to meet them, especially with something as important as a Cash-Out...
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Kristi and her group were great to work with, hepled us with several options, everyone was very helpful and made the entire experienceas seamless as possible
Reply from Kristi Hardy
November 20th, 2024 01:35 PM
Hello Fred, I'm really glad to hear that your experience with us at Atlantic Coast Mortgage was so positive! We always aim to provide a range of options to best suit each client's needs, so it's great to know that you felt supported and guided...
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Easy to talk to and get answers
Reply from Kristi Hardy
November 20th, 2024 01:35 PM
I'm so glad to hear that you found our communication easy and helpful, Alex! It was a pleasure assisting you with your purchase. Your positive feedback means a lot to me and the entire team at Atlantic Coast Mortgage. Thank you for the 5-star...
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Kristi and her team were able to help us navigate getting our mortgage when others failed. Great communication, well informed team members kept us up to date each step, Great team!
Reply from Owner
November 20th, 2024 01:36 PM
I'm thrilled to hear that you had such a positive experience with our team, Shawn. We pride ourselves on clear communication and providing all the necessary information to our clients. It's fantastic to know we were able to help you secure...
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Kristi and her team were able to help us navigate getting our mortgage when others failed. Great communication, well informed team members kept us up to date each step, Great team!
Reply from Kristi Hardy
February 13th, 2025 05:11 PM
Thank you so much, Shawn! I'm thrilled to hear that you had a positive experience with us. It was a pleasure working with you and guiding you through the mortgage process. My team and I always strive to provide the best communication and support,...
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Kristi and her team were able to help us navigate getting our mortgage when others failed. Great communication, well informed team members kept us up to date each step, team!
Reply from Kristi Hardy
November 20th, 2024 01:36 PM
I'm delighted to hear that you had a positive experience with my team and me, Shawn! It's fantastic that we successfully helped you navigate your mortgage process when other attempts were unsuccessful. We strive to keep our clients well informed...
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Bubbnate M
Reply from Owner
November 4th, 2024 04:45 PM
I'm delighted to hear your positive feedback, Bubbnate. It's wonderful to learn that I was able to make your experience a 5-star one with Atlantic Coast Mortgage. Ensuring client satisfaction is my top priority, and your rating affirms the...
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After all the trouble we had went through, this team still made miracles happen and found our dream home. I couldn't have done it without this amazing team and I thank everybody for being patient and understanding . I would recommend this team...
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Reply from Kristi Hardy
November 4th, 2024 04:45 PM
Nathan, your kind words mean the world to me and the Atlantic Coast Mortgage team! We are absolutely thrilled to hear that you found your dream home. It was a pleasure to guide you through the process, despite any challenges we encountered....
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)