

Kristi Hardy - Atlantic Coast Mortgage
EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Kristi and Maggie were always available to answer my questions. I was able to call and email them and they always answered. As a first time home-buyer, they were very knowledgeable and patient with us through all the questions and uncertainty...
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Reply from Owner
January 23rd, 2025 05:47 PM
Alyson, thank you so much for the amazing review and for rating us 5 stars! It was truly a pleasure working with you as a first-time home-buyer. Maggie and I are always here to make the process easier and your words of appreciation mean a lot...
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Kristi and Maggie were always available to answer my questions. I was able to call and email them and they always answered. As a first time homebuyer, they were very knowledgeable and patient with us through all the questions and uncertainty...
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Reply from Kristi Hardy
January 18th, 2025 06:02 PM
Hello William, thank you so much for the 5-star rating and the kind words about your experience with Atlantic Coast Mortgage. I'm thrilled to hear that Maggie and I were able to provide you with the necessary support, making your first home-buying...
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Kristi and her team always repsond to my emails very quickly even outside of normal business hours. She communicated each step of the application process timely. I'm very happy with the experience.
Reply from Kristi Hardy
January 18th, 2025 06:04 PM
Thank you for taking the time to share your experience with us, Jiao. I'm glad to hear that you were satisfied with my team's quick responses to your emails and our communication throughout the application process. We strive to provide exceptional...
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She was terrific in making a last minute change to the closing document.
Reply from Kristi Hardy
January 11th, 2025 02:57 AM
I'm thrilled to hear that you were satisfied with the service, Michael. Your feedback is much appreciated and I'm glad I could assist with that last minute change to the closing document. Our goal at Atlantic Coast Mortgage is to ensure a seamless...
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I rarely was able to speak to Kristy and mostly was in communication with Dana. Kristy was great Dana I did not like. I spent a good time deciding on my lender and My loan was sold to another company before I even made my first payment. I also...
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Kristi and the team at ACM helped me get a great rate and quick closing on my new home. I highly recommend this exceptional team of people!
Reply from Owner
January 4th, 2025 03:43 AM
I'm absolutely thrilled to hear how satisfied you are with your experience, Tony! Your positive feedback means a lot to me and the entire team at Atlantic Coast Mortgage. It was a pleasure helping you secure a great rate and quick closing on...
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Everyone that I dealt with at ACM were prompt, courteous and professional in every way!
Reply from Kristi Hardy
January 3rd, 2025 10:22 PM
I'm thrilled to hear about your positive experience with Atlantic Coast Mortgage, Tony! Your feedback means a lot to me and the entire team. We always strive to provide prompt, courteous, and professional service, and I'm glad we hit the mark...
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All the whole team was very easy to work with and ask questions
Reply from Kristi Hardy
January 3rd, 2025 10:23 PM
Thank you so much for your kind words and the 5-Star review, Donald! I'm thrilled to hear that you found our team easy to work with. At Atlantic Coast Mortgage, we aim to provide our clients with a seamless experience and it's always rewarding...
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Great coordination between the team, everybody is a subject matter expert in their area, thank you for your support
Reply from Kristi Hardy
January 3rd, 2025 10:23 PM
I'm delighted to hear that you had a positive experience with our team at Atlantic Coast Mortgage. As professionals, we strive to provide the highest level of expertise and support, and it's always rewarding to have this recognized by our clients....
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Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Jeiser D
Reply from Owner
December 27th, 2024 06:31 PM
I am thrilled to hear about your excellent experience with me at Atlantic Coast Mortgage. Your five-star rating is immensely appreciated. It's feedback like yours that motivates me to continuously provide high-quality service. Thank you so...
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About
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Reverse Loans
Specialities
USDA Loans
VA Loans
DSCR Loan
First Time Home Buyer Loans
Bank Statement Program
3-2-1 Buy Down
2-1 Buy Down
1-1 Buy Down
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Positions
- Atlantic Coast Mortgage LLC - VP, Senior Loan OfficerMay 1st, 2016 - Current
Memberships
- VMBA (Virginia Mortgage Bankers Association)
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS ID #194938
- Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
Awards
Hobbies
- Pilates
- Pickle Ball
- Real Estate Investing
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Disclaimer
Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)