Kristi Hardy - Atlantic Coast Mortgage's Cover Image
Kristi Hardy - Atlantic Coast Mortgage - EVP | Area Manager | Sr. Loan Officer | NMLS ID #194938 in Fairfax, VA

Kristi Hardy - Atlantic Coast Mortgage

ClaimedPro

EVP | Area Manager | Sr. Loan Officer | NMLS ID #1...

Fairfax
Company Logo
Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making e... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(571) 246-6767
Fairfax, VA
https://www.atlanticcoastmortgage.com/loan-officer/kristi-hardy/
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
View All days
Search
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
  • SFTP
    D
    David S
    MONTROSS, VA
    Posted on August 12th, 2025 01:28 PM
    We had the most interaction with Maggie French who was always extremely patient, prompt and pleasant. Maggie deserves a raise! :-)
    Reply from Kristi Hardy - Atlantic Coast Mortg...
    August 12th, 2025 02:45 PM
    I'm glad to hear that you had such positive interactions with Maggie. It's wonderful to know that she was able to provide you with the patience and promptness you valued. I'll be sure to pass your kind words on to her, as it's always encouraging...
    read more
  • SFTP
    E
    Erick R
    Springfield, VA
    Posted on August 10th, 2025 01:16 PM
    Extremely prompt responses, and informative.
    Reply from Kristi Hardy - Atlantic Coast Mortg...
    August 12th, 2025 02:45 PM
    I'm really pleased to know that you found my responses prompt and informative. Ensuring that you have all the information you need quickly is one of my top priorities. Thank you for your feedback, Erick, and I'm glad I could assist with your...
    read more
  • google
    H
    Hideki S
    Posted on August 4th, 2025 07:29 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Hideki S
    Reply from Owner
    December 17th, 2025 01:25 AM
    Hi Hideki, I'm really happy to know that you had such a positive experience working with me. It's important to me that the mortgage process feels straightforward and stress-free, and I'm glad that was the case for you. If there's anything else...
    read more
  • SFTP
    H
    Hideki S
    CHANTILLY, VA
    Posted on August 4th, 2025 07:28 PM
    From our first conversation to the closing day, the entire process was incredibly smooth. Kristi maintained excellent communication, keeping us informed and answering all of our questions quickly and clearly.
    Reply from Kristi Hardy - Atlantic Coast Mortg...
    August 5th, 2025 12:36 PM
    I'm grateful to hear that your experience from start to finish was smooth. Maintaining clear and quick communication is something I prioritize, so it’s wonderful to know that it made a difference for you. Thank you for trusting me with your...
    read more
  • SFTP
    T
    Tara J
    Wilmington, NC
    Posted on July 29th, 2025 12:03 PM
    We appreciated Kristy Hardy and her team engaging with us in a supportive manner as repeat mortgage clients. They were prompt with responses to our questions and guifing guiding us through the extensive process.
    Reply from Kristi Hardy - Atlantic Coast Mortg...
    July 29th, 2025 12:33 PM
    Thank you for taking the time to share your experience. I'm pleased to hear that you felt supported throughout the mortgage process. It's important to me that my clients feel guided and that their questions are answered promptly. I appreciate...
    read more
  • SFTP
    S
    Stanford S
    Martinsburg, WV
    Posted on July 21st, 2025 12:50 PM
    Kristi made it great
    Reply from Kristi Hardy - Atlantic Coast Mortg...
    July 21st, 2025 05:43 PM
    I'm glad to hear that your experience was a positive one, Stanford. Making your journey smooth and enjoyable is important to me. If there's anything further you'd like to share or if you need assistance in the future, I'm here to help.
  • google
    S
    Shane D
    Posted on July 18th, 2025 12:33 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Shane D
    Reply from Owner
    December 17th, 2025 01:25 AM
    Thank you, Shane, for your kind words. It's truly rewarding to know that your experience was a great one. I take pride in making the mortgage process as smooth and straightforward as possible, and I'm glad it resonated with you. If you have...
    read more
  • SFTP
    S
    Shane D
    Inwood, WV
    Posted on July 18th, 2025 12:33 PM
    Well truthfully there was a hiccup at closing that was really nobodies fault but Kristi,Dana and the whole team got together came up with a solution extremely fast and made up for it in every way even cut us a break we are more then happy thanks...
    read more
    Reply from Kristi Hardy - Atlantic Coast Mortg...
    July 18th, 2025 01:28 PM
    I'm grateful for your understanding and patience during the closing process. It's wonderful to hear that Dana and I, along with the team, were able to resolve the hiccup swiftly and meet your expectations. Your happiness with our service is...
    read more
  • google
    C
    Cassie C
    Posted on July 3rd, 2025 05:12 PM
    Kristi Hardy - Atlantic Coast Mortgage has received a review with 5 star rating from Cassie C
    Reply from Owner
    December 17th, 2025 01:25 AM
    Cassie, I am truly grateful for your generous feedback and the perfect rating. It means a lot to know you had a positive experience. Thank you for choosing to work with me and Atlantic Coast Mortgage. If there's anything more I can do for you,...
    read more
  • SFTP
    C
    Cassidie C
    Fairfax, VA
    Posted on July 3rd, 2025 05:12 PM
    Kristi and team were so incredibly helpful and truly walked me through every step of the process. I felt so informed the entire way through and had such a smooth experience. Thank you endlessly!!
    Reply from Kristi Hardy - Atlantic Coast Mortg...
    July 3rd, 2025 05:24 PM
    I'm thrilled to hear that you had such a smooth experience with your purchase loan. It was a pleasure assisting you, and I'm glad that you felt well-informed throughout the process. Thank you for your kind words and for choosing Atlantic Coast...
    read more
    • 151–160 of 1268
    About
    Kristi is a Senior Loan Officer with Atlantic Coast Mortgage, LLC. With over 24 years of experience in consumer lending. Kristi is dedicated to providing exceptional customer service and knowledge you can trust. Kristi has goals of making each client feel comfortable and maintaining her clients as friends for life.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Bridge Loans
    USDA Loans
    Reverse Loans
    Specialities
    USDA Loans
    VA Loans
    DSCR Loan
    First Time Home Buyer Loans
    Bank Statement Program
    3-2-1 Buy Down
    2-1 Buy Down
    1-1 Buy Down
    View All
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Atlantic Coast Mortgage LLC - VP, Senior Loan Officer
      May 1st, 2016 - Current
    Memberships
    • VMBA (Virginia Mortgage Bankers Association)
    Addresses and Serving Areas
    Primary Serving Area
    Fairfax, VA
    Other Serving Areas
    Washington, DC
    Rockville, MD
    Charles Town, WV

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #194938
    • Licensed in DC, DE, FL, GA, MD, PA, SC, TN, WV, VA, NC
    Awards
    Hobbies
    • Pilates
    • Pickle Ball
    • Real Estate Investing
      • View All
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee | Company NMLS ID #643114 (www.nmlsconsumeraccess.org)