Kristi Cummins at Home Services Lending - Newton's Cover Image
Kristi Cummins at Home Services Lending - Newton - Senior Mortgage Consultant | NMLS# 817862 in Newton, IA

Kristi Cummins at Home Services Lending - New...

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Senior Mortgage Consultant | NMLS# 817862

HomeServices Lending
Company Logo
Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are p... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(641) 840-2501
Newton, IA
https://www.homeserviceslending.com/mortgageconsultant/kristicummins
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
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    Nathan C
    Kellogg, IA
    Posted on March 14th, 2026 11:12 PM
    Great communication! Thank you!
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    Shea L
    Kellogg, IA
    Posted on March 14th, 2026 05:07 PM
    Kristi was absolutely wonderful through the entire proces! From the very beginning with extra steps and a not so conventional situation, she worked efficiently to take care of us.
    Reply from Kristi Cummins
    March 23rd, 2026 03:21 PM
    I'm truly glad to hear that you found my support helpful during what sounds like a unique situation, Shea. I strive to make the process as smooth as possible, even when extra steps are involved. Thank you for your kind words and the 5-star...
    read more
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    Jason S
    Pleasant Hill, IA
    Posted on March 8th, 2026 06:00 PM
    Good communication, quick process from start to finish.
  • API
    J
    Jennifer M
    Derby, IA
    Posted on March 6th, 2026 02:22 PM
    Kristi was very communicative right from the start. She was proactive with information, and any follow-up questions we had were answered very quickly.
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    Bennett R
    Oskaloosa, IA
    Posted on January 7th, 2026 09:10 PM
    Better communication and understanding of FHA loans. It felt like we had to ask the same questions over and over again to get an answer that made sense for our questions. Online portal either does not work or does not like apple devices as...
    read more
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    Carol D
    Centerville, IA
    Posted on January 5th, 2026 08:20 PM
    Kristi and Gina made me feel like I had always known them. Nothing I asked was too stupid.
    Reply from Kristi Cummins
    January 12th, 2026 08:20 PM
    It's wonderful to hear that you felt comfortable and supported throughout the process, Carol. My goal is to provide a welcoming environment where you can ask any questions you may have. Thank you for your kind words and the perfect rating....
    read more
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    Gina T
    Centerville, IA
    Posted on January 3rd, 2026 06:30 PM
    This was not an easy transaction as it was a manufactured home. We had to troubleshoot but made it smooth for buyer. She listened to my concerns and I have better knowledge for next manufactured transaction. She had a good attitude throughout...
    read more
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    Sean D
    Altoona, IA
    Posted on December 17th, 2025 09:27 PM
    Amazing to work with! Very communicative and informative throughout the entire process ell as very knowledgeable!
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    Benjamin H
    Carlisle, IA
    Posted on December 14th, 2025 02:40 AM
    Thanks for not giving up on our dream. We couldn't have done it with out you and your fantastic team! Means the world to me and my family!
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    Tyler K
    Altoona, IA
    Posted on December 10th, 2025 04:20 PM
    Kristi made the whole process smooth and easy. Couldnt have asked for a better experience.
    • 21–30 of 134
    About
    Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are part of an ever-expanding family of affiliate companies whose foundational strategy is to deliver an unrivaled customer experience throughout all aspects of the home transaction process. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to helping as many customers as possible enjoy the personal benefits of homeownership.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    First Time Home Buyer
    USDA Financing
    VA Financing
    Conventional Financing
    FHA Financing
    Residential Loans
    Jumbo Loans
    FHA Loans
    View All
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    Positions
    • HomeServices Lending - Senior Mortgage Consultant
      May 23rd, 2022 - Current
    Addresses and Serving Areas

    Year Started

    2006

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 817862
    Hobbies
    • Christian Music Festivals
    • Nature walks
    Disclaimer
    © 2026 HomeServices Lending, LLC. (855) 738-3326. 2900 100th Street, Suite 109, Urbandale, IA 50322. All first mortgage products are provided by HomeServices Lending, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #490683. Equal Housing Opportunity. All rights reserved. Licensed in Iowa and Nebraska. (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)