Kristi Cummins at Home Services Lending - New...
Senior Mortgage Consultant | NMLS# 817862
Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are p... Show More
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Reviews from Web
Kristi was an exceptional person to work with! She is detailed and explained everything throughly.
In would highly recommend her to anyone!
good communication and very friendly
Reply from Kristi Cummins
November 5th, 2026 02:15 PM
I'm glad to hear that you appreciated the communication and friendliness during your home buying process, Taylor. At Prosperity Home Mortgage, I strive to make every step as smooth and pleasant as possible.
Kristi was great to work with and super helpfu in all steps of our home buying process .
Reply from Kristi Cummins
October 29th, 2026 08:23 PM
I'm happy to hear that you found my assistance helpful throughout your home buying process, Hunter. At Prosperity Home Mortgage, I'm always here to ensure a smooth journey for you.
We purchased our second home through home services lending and worked with Kristi. The experience was markedly better than the first time we purchased with a different lender. Kristi was very knowledgeable and informative while guiding us through...
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Reply from Kristi Cummins
October 29th, 2026 03:25 PM
I'm pleased to hear that your experience with purchasing your second home was better this time around, Eagan. It's great to know that my guidance and knowledge helped make the process smoother for you. At Prosperity Home Mortgage, ensuring...
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Kristi was very transparent and professional during the entire loan process. I would highly recommend Kristi to anyone.
Reply from Kristi Cummins at Home Services Len...
October 20th, 2026 09:17 PM
Thank you for the kind words Sandy. It was absolutely my pleasure to help you with this purchase.
Good job,way to go.
Reply from Kristi Cummins at Home Services Len...
October 20th, 2026 09:16 PM
James, I'm glad to hear that you had a positive experience with your refinance process. My goal is to provide a smooth and efficient service for clients like you.
Communication
Reply from Kristi Cummins
October 6th, 2026 01:44 PM
I'm glad to hear that the communication during your home purchase was effective, John. At Prosperity Home Mortgage, ensuring a smooth process is always my goal.
Kristi was a great help, fast and great at answering questions throughout the whole process.
Reply from Kristi Cummins at Home Services Len...
September 28th, 2026 06:50 PM
Thank you so much for the awesome review, Drake! It was truly an honor to help you with your very first home purchase. Congratulations on this exciting new chapter, and thank you for trusting me to be part of your journey!
Attention to detail, prompt but accurate communication, and friendly relational experience.
We had contacted another lender at a bank and the response from them was apathetic. Our realtor mentioned their partnership with HomeServices Lending so we decided to reach out just to see. Kristi was AMAZING! She was always available, more...
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Reply from Kristi Cummins
September 11th, 2026 05:53 PM
Jennifer, I'm so pleased to hear that I could make your home buying experience smooth and worry-free. It's great to know that my availability and support were helpful to you during this process. I appreciate your kind words and your recommendation...
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About
Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are part of an ever-expanding family of affiliate companies whose foundational strategy is to deliver an unrivaled customer experience throughout all aspects of the home transaction process. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to helping as many customers as possible enjoy the personal benefits of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer
USDA Financing
VA Financing
Conventional Financing
FHA Financing
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- HomeServices Lending - Senior Mortgage ConsultantMay 23rd, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 817862
Hobbies
- Christian Music Festivals
- Nature walks
Disclaimer
© 2026 HomeServices Lending, LLC. (855) 738-3326. 2900 100th Street, Suite 109, Urbandale, IA 50322. All first mortgage products are provided by HomeServices Lending, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #490683. Equal Housing Opportunity. All rights reserved. Licensed in Iowa and Nebraska. (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)
