

Kristi Cummins at Home Services Lending - New...
Senior Mortgage Consultant | NMLS# 817862

Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are p... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
getting a houae was pretty
Kristi was very understanding of my situation and communicated to me in the basic terms I needed since I haven't purchased a home in over 20 years.
The ease of the whole mortgage process and responsiveness of Kristi and the team made our experience so rewarding! It really did take so much stress off our shoulders and made the buying experience so much more enjoyable.
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Reply from Kristi Cummins
August 19th, 2026 03:55 PM
I'm grateful to hear that the mortgage process felt easy and less stressful for you, Brynn. It's wonderful to know that my team and I could make your buying experience more enjoyable.
Kristi was amazing! She helped explain the process and clarified any questions I had. Kristi was professional and it was pleasant to work with her. Highly recommend her and Home Services Lendong to anyone buying a home!
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Reply from Kristi Cummins
July 10th, 2026 07:55 PM
I'm happy to hear that I could help clarify the process and answer your questions, Daniel. It's great to know that you found working with me pleasant and professional. Thank you for recommending me and Prosperity Home Mortgage to others looking...
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Kristi was amazing to work with! Highly knowledgeable and answered any questions I had. Their portal was easy and convenient to use to manage and sign documents. Great experience and highly recommend her and Home Services Lending!
Super sweet and personable! Always answered any questions and kept us informed.
Reply from Kristi Cummins
July 8th, 2026 08:37 PM
Thank you for your kind words, Angela. I'm pleased to know that you found me personable and that I could keep you informed throughout the process. If there's anything else you need, feel free to reach out.
Overall great service and in top of everything ! scattere answrerd all my questions!
Kristi was absolutely professional and answered any questions I had.
Reply from Kristi Cummins
June 29th, 2026 01:15 PM
I'm glad to hear that you felt my professionalism was helpful, Casey. It's important to me to ensure all your questions are answered throughout the process. If there's anything else you need, don't hesitate to reach out.
Timely updates and closed on time. Client was Happy as well.
Reply from Kristi Cummins
May 15th, 2026 06:07 PM
I'm grateful for your feedback, Josh. It's appreciated to hear that the timely updates and on-time closing met your expectations and that the client was happy. If you ever need further assistance, don't hesitate to reach out.
Kristi was very upfront about the mortgage process.
Reply from Kristi Cummins at Home Services Len...
May 11th, 2026 04:44 PM
Thank you for the positive feedback, John. I'm pleased to hear that you found the mortgage process clear and transparent. If you have any further questions or need assistance, please feel free to reach out.
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About
Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are part of an ever-expanding family of affiliate companies whose foundational strategy is to deliver an unrivaled customer experience throughout all aspects of the home transaction process. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to helping as many customers as possible enjoy the personal benefits of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer
USDA Financing
VA Financing
Conventional Financing
FHA Financing
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- HomeServices Lending - Senior Mortgage ConsultantMay 23rd, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 817862
Hobbies
- Christian Music Festivals
- Nature walks
Disclaimer
© 2026 HomeServices Lending, LLC. (855) 738-3326. 2900 100th Street, Suite 109, Urbandale, IA 50322. All first mortgage products are provided by HomeServices Lending, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #490683. Equal Housing Opportunity. All rights reserved. Licensed in Iowa and Nebraska. (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)