Kristi Cummins at Home Services Lending - New...
Senior Mortgage Consultant | NMLS# 817862
Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are p... Show More
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9 AM to 5 PM
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Reviews from Web
Good job,way to go.
Communication
Reply from Kristi Cummins
October 6th, 2026 01:44 PM
I'm glad to hear that the communication during your home purchase was effective, John. At Prosperity Home Mortgage, ensuring a smooth process is always my goal.
Kristi was a great help, fast and great at answering questions throughout the whole process.
Reply from Kristi Cummins at Home Services Len...
September 28th, 2026 06:50 PM
Thank you so much for the awesome review, Drake! It was truly an honor to help you with your very first home purchase. Congratulations on this exciting new chapter, and thank you for trusting me to be part of your journey!
Attention to detail, prompt but accurate communication, and friendly relational experience.
We had contacted another lender at a bank and the response from them was apathetic. Our realtor mentioned their partnership with HomeServices Lending so we decided to reach out just to see. Kristi was AMAZING! She was always available, more...
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Reply from Kristi Cummins
September 11th, 2026 05:53 PM
Jennifer, I'm so pleased to hear that I could make your home buying experience smooth and worry-free. It's great to know that my availability and support were helpful to you during this process. I appreciate your kind words and your recommendation...
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getting a houae was pretty
Reply from Kristi Cummins
August 28th, 2026 01:49 PM
I'm pleased to hear that your experience with getting a house was positive, John. If you have any more feedback or need assistance in the future, feel free to reach out.
Kristi was very understanding of my situation and communicated to me in the basic terms I needed since I haven't purchased a home in over 20 years.
The ease of the whole mortgage process and responsiveness of Kristi and the team made our experience so rewarding! It really did take so much stress off our shoulders and made the buying experience so much more enjoyable.
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Reply from Kristi Cummins
August 19th, 2026 03:55 PM
I'm grateful to hear that the mortgage process felt easy and less stressful for you, Brynn. It's wonderful to know that my team and I could make your buying experience more enjoyable.
Kristi was amazing! She helped explain the process and clarified any questions I had. Kristi was professional and it was pleasant to work with her. Highly recommend her and Home Services Lendong to anyone buying a home!
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Reply from Kristi Cummins
July 10th, 2026 07:55 PM
I'm happy to hear that I could help clarify the process and answer your questions, Daniel. It's great to know that you found working with me pleasant and professional. Thank you for recommending me and Prosperity Home Mortgage to others looking...
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Kristi was amazing to work with! Highly knowledgeable and answered any questions I had. Their portal was easy and convenient to use to manage and sign documents. Great experience and highly recommend her and Home Services Lending!
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About
Kristi Cummins is a Senior Mortgage Consultant | NMLS# 817862 for Home Services Lending in HomeServices Lending HQ. HomeServices Lending is a wholly owned subsidiary of HomeServices of America Inc., a Berkshire Hathaway Affiliate. We are part of an ever-expanding family of affiliate companies whose foundational strategy is to deliver an unrivaled customer experience throughout all aspects of the home transaction process. Our mission is to provide credit-worthy customers with competitively priced residential mortgage financing. As a mortgage industry leader, we are committed to helping as many customers as possible enjoy the personal benefits of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
First Time Home Buyer
USDA Financing
VA Financing
Conventional Financing
FHA Financing
Residential Loans
Jumbo Loans
FHA Loans
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Positions
- HomeServices Lending - Senior Mortgage ConsultantMay 23rd, 2022 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 817862
Hobbies
- Christian Music Festivals
- Nature walks
Disclaimer
© 2026 HomeServices Lending, LLC. (855) 738-3326. 2900 100th Street, Suite 109, Urbandale, IA 50322. All first mortgage products are provided by HomeServices Lending, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #490683. Equal Housing Opportunity. All rights reserved. Licensed in Iowa and Nebraska. (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)
