Kristi Culbertson at CrossCountry Mortgage
Loan Officer | NMLS #819792
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consid... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM(Open now)
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Reviews from Web
Kristi did a great job and worked very hard for us. She was reachable and quick to find a solution to obstacles.
Reply from Owner
November 30th, 2025 12:00 AM
Thank you so much John! I’m always here to help!!!
Kristi was great through the entire process of buying our home I will definitely be contacting her if I'm ever in need of this kind of services in the future .
Reply from Kristi Culbertson
September 19th, 2025 03:43 AM
Thank you for sharing your experience. I'm glad to know that you felt supported throughout your home-buying journey. It would be my pleasure to assist you with any future needs. Don't hesitate to reach out if you have any questions down the...
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Kristi was incredible to work with. As a first time home buyer, she was so helpful, patient, and informative throughout the process. I was in great hands!
Reply from Kristi Culbertson
April 12th, 2025 05:46 PM
I'm thrilled to hear that your first home buying experience was positive. It was a pleasure assisting you through the process, and I'm glad you felt supported and informed. Thank you for your kind words!
😁😁😁😁😁😁😁😁😁😁
Reply from Kristi Culbertson at CrossCountry M...
November 10th, 2025 05:04 PM
I mean this is the best I could hope for:):) I'm always here for you!!!
Everything question I had was answered and I was well taken care of. the only complaint was I did have a few days where emails were sent to me at 3:30 regarding important matters And the individual who sent them stopped responding at 4.
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Thanks Kristi
Reply from Kristi Culbertson
January 9th, 2025 01:42 PM
Thank you so much for your positive feedback and for taking the time to post this review, Keith! It's customers like you that make my job wonderful. I'm happy to hear that you had a great experience with CrossCountry Mortgage, LLC. If there's...
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Kristi Culbertson at CrossCountry Mortgage has received a review with 5 star rating from Dallas G
From phase 1 to phase 100. The best house buying experience my Family could ask for! So much communication and their skills are unmatched. Cross country mortgage helped myself and my family get our dream home and we are so grateful.
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Reply from Kristi Culbertson
December 17th, 2024 12:34 AM
Hi Dallas, I'm thrilled to hear about your positive experience! I'm so glad I could be a part of making your dream home a reality. Your kind words mean a lot to me and the CrossCountry Mortgage team. We always aim to keep strong communication...
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Kristi Culbertson at CrossCountry Mortgage has received a review with 5 star rating from Dallas G
Reply from Owner
November 30th, 2025 12:00 AM
😃😃😃
Very informative and easy to contact and answer any question I had .
Reply from Kristi Culbertson
November 7th, 2024 01:08 PM
I'm glad to hear that you found our interaction informative and easily accessible, Lauren. Providing clear answers to your questions is something I strive for at CrossCountry Mortgage, LLC. I notice we fell a little short of a perfect rating,...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Chesapeake, VA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #819792 | Branch NMLS #2613306
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Memberships
- Finance
- Licensed Mortgage Loan Originator
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Eastern Standard Time (EST)
Licenses
- 819792
Achievements
- 2018 Presidents Club
- 2019 Presidents Club
- 2020 Presidents Club
Hobbies
- All things involving the BEACH~:)
- Travel
- Family Time
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095