

Kristen Smith at CrossCountry Mortgage
Originating Branch Manager | NMLS #1993938

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Kristen was great - she was always available and was patient with all of my questions.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you, Matt! ! I'm truly glad to hear that my availability and patience helped reassure you throughout the process. I appreciate you sharing your experience. If there's ever anything else you need or further questions arise, please feel...
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This one is easy!Kristen you truly ROCK!! Thank you for making the purchase of our new house feel smooth and the entire process super easy to navigate. The level of communication and following up skills with any question is absolutely second...
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Reply from Kristen Smith at CrossCountry Mortg...
August 9th, 2025 07:35 PM
Thank you so much, Hector! 🙌 Your kind words truly mean the world to me. I'm so glad the process felt smooth and easy, that is always my goal! It was a pleasure working with you and Lexi and I am so honored to have been a part of your journey...
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Kristen you ROCK!! Thank you for making the purchase of our new house feel smooth and the entire process super easy to navigate. You and your team without any doubt are the best in the area. I cannot wait to recommend you to anyone looking...
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Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Hi Hector, you ROCK too! 🎉 Thank you so much for the amazing review! It truly made my day! I am so happy to hear that the process was smooth and easy. Your support and kind words are so appreciated, and I can't wait to help anyone you send...
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Kristen's communication and hard work on this closing.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you, Dyan! I appreciate your kind words about my communication and hard work during the closing process. It's great to know that my efforts made a positive impact. If you ever have any more questions or need assistance in the future,...
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Kristen and her team were on point with all questions and answers, I was i formed.with all process of the purchase, they went over and beyond to see this purchase from the start to the end, very pleased.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you, Shane! I'm really glad to hear that you felt well-informed throughout the process and that everything went smoothly. It's important to me to ensure clarity and support from start to finish, so I'm pleased to know your experience...
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Kristen Smith at CrossCountry Mortgage has received a review with 5 star rating from Dena S
Reply from Kristen Smith at CrossCountry Mortg...
August 11th, 2025 02:52 PM
Thank you so much for your 5-star review! It was a pleasure helping you through the process! - Kristen Smith
Kristen was excellent to work with!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you, Dena! I'm so glad to hear that you had an excellent experience working with me. Your feedback truly means a lot, and I'm happy to have been a part of your journey with Guild Mortgage. If there's anything else you need or if any other...
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Wonderful service!
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
Thank you, Nancy! I'm so pleased to know that you found the service wonderful. Your feedback means a lot to me. If you ever have any questions or need assistance in the future, please feel free to reach out. I’m here to help! - Kristen Smith...
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Excellent services!
Every step was very well explained, and it was a hassle-free and smooth experience. Kristen and her team were a real pleasure to work with.
Reply from Kristen Smith at CrossCountry Mortg...
August 12th, 2026 09:49 PM
I'm delighted to hear that you found the process smooth and hassle-free. It's wonderful to know that the explanations were clear and helpful throughout the journey. Working with you was truly a pleasure, and I appreciate your kind words about...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Flagstaff, AZ. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1993938 | Branch NMLS #2900190
Products & Services
Mortgage Broker
FHA Home Loan
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 1993938
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095