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Kirk Hutchings - Loan Officer/  VP | NMLS 7593 in Middletown, RI

Kirk Hutchings

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Loan Officer/ VP | NMLS 7593

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Kirk Hutchings (NMLS #7593) is a premier mortgage loan officer and local lending expert in Financial Institutions Group, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kirk provide... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
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0%
Reviews from Web
  • SFTP
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    John M
    Yarmouth, MA
    Posted on June 25th, 2024 12:42 PM
    Smooth transaction. T.Y.
  • SFTP
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    John J
    Barrington, RI
    Posted on June 12th, 2024 12:59 PM
    As of yesterday morning, we officially closed on purchase of the next home for our family.Wanted to send a quick note, expressing our appreciation for Kirk’s work and persistent consultation with us, through completion. Four months ago, we...
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  • SFTP
    J
    Jared M
    Grand Rapids, MI
    Posted on June 1st, 2024 01:51 AM
    Everything I needed
  • SFTP
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    Michael H
    Gulf Breeze, FL
    Posted on May 21st, 2024 03:53 PM
    While every loan process has hitches, Kirk made navigating them very easy. His communication was above expectations and his advise valuable. I couldn't be happier!
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    Roger A
    Fairhope, AL
    Posted on May 18th, 2024 01:41 PM
    Quick and knowledgeable responses. Helpful and responsive throughout the process. Our concerns and needs did not seem secondary but rather first in importance. Quick and pleasant experience overall. Thank you!
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    Callie W
    Woodstock, GA
    Posted on May 13th, 2024 01:18 PM
    Kirk was extremely helpful during the whole process. We had a lot of questions at the beginning of the process, to which Kirk was always helpful and responsive. He worked with our schedule to make sure we could chat at times that worked for...
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    Adam W
    Woodstock, GA
    Posted on May 9th, 2024 01:08 PM
    Kirk was great through the entire process. Always was able to answer any questions we might have and made sure we were always aware of any potential options we had
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    Heather H
    Bellingham, WA
    Posted on May 7th, 2024 10:10 PM
    Prompt responses whenever we had questions and clear communication from Kirk.
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    Michael H
    Naples, FL
    Posted on May 6th, 2024 10:49 AM
    Incredibly burdensome underwriting requirements were VERY frustrating. I've never had to produce such extensive documentation for a loan.
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    Donald H
    Bellingham, WA
    Posted on May 5th, 2024 06:17 PM
    Kirk was very responsive to questions throughout the process. He kept us well-informed at every step and gave us confidence that everything was on track. He provided useful context and perspective when a second appraisal was required. Christen,...
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    About
    Kirk Hutchings (NMLS #7593) is a premier mortgage loan officer and local lending expert in Financial Institutions Group, Rhode Island. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Kirk provides comprehensive home financing solutions with Embrace Home Loans. Kirk Hutchings has the unique distinction of being the third most tenured employee at Embrace Home Loans - he has been with the company for 38 years. For most of his career with Embrace, Kirk has been a Team Leader and Vice President, overseeing a team of 12 Loan Officers, originating, processing and closing both purchase and refinance business. Contact Kirk today to explore your home loan options and get pre-approved!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Positions
    • Embrace Home Loans - Team Leader
      Jun 1st, 1987 - Current
    • Embrace Home Loan - Team Leader/VP
      Jun 1st, 1987 - Current

    Year Started

    1983

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 7593
    Videos
    video
    Disclaimer
    Equal Housing Lender

    Embrace Home Loans, LLC. is an Equal Housing Lender

    Embrace Home Loans, LLC. | NMLS ID # 2184
    25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

    ©2024 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.