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Kimberly Davis - Loan Officer in Modesto, CA

Kimberly Davis

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Loan Officer

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Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time hom... Show More
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Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
  • Encompass
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    Connie A
    Modesto, CA
    Posted on September 20th, 2026 04:10 AM
    She is totally amazing! Very professional, knowledgeable, responsive and made the entire process smooth and stress-free. She communicated clearly, answered all of my questions, and kept me informed every step of the way.I would highly recommed...
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    Jesus A
    Modesto, CA
    Posted on September 17th, 2026 04:10 PM
    Kim was and is amazing ! She helped us from when we just wanted to see what our budget would be and worked with us until we found our home. Made us feel extremely comfortable through the whole process. We are so grateful to have had her on...
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    Gary / L E
    Posted on September 3rd, 2026 03:39 PM
    Kimberly Davis has received a review with 5 star rating from Gary / L E
    Reply from Owner
    September 11th, 2026 06:35 PM
    Gary, thank you for the great rating. I appreciate your support!
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    Lori D E
    Oakdale, CA
    Posted on September 3rd, 2026 03:39 PM
    She was always available to answer any questions and was very thorough.
    Reply from Kimberly Davis
    September 11th, 2026 03:39 PM
    Lori, I'm pleased to hear that my availability and thoroughness met your needs. Thank you for sharing your positive experience.
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    John B
    Escalon, CA
    Posted on August 22nd, 2026 03:17 PM
    We have been working with Kimberly for years and referred my parents to her and would not go to anyone else! She is amazing and literally the best around! We trust her and so blessed to have her in our lives! Thank you so much for all you do...
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    Reply from Kimberly Davis
    August 31st, 2026 05:45 PM
    John, I'm truly grateful for your trust and long-term support. It's wonderful to know that my assistance has been valuable to you and your family. Thank you for your kind words and referrals; they mean a lot to me.
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    Stephen R J
    Manteca, CA
    Posted on August 8th, 2026 05:21 PM
    fantastic and she knows exactly what to do to help people. I would suggest her to anybody she's she's great . She deserves a raise !!
    Reply from Kimberly Davis
    August 17th, 2026 02:52 PM
    Stephen, I'm grateful for your generous feedback and recommendation. It's wonderful to know that my assistance was helpful to you. Thank you for your kind words!
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    Kyla J
    Posted on August 8th, 2026 03:36 PM
    The explanation of every step to close your loan is clear and efficient. I have worked with Kimberly Davis and would recommend her to anyone as loan officer and caring person. My experience with this company was outstanding 😊
    Reply from Owner
    August 17th, 2026 03:23 PM
    Kyla, I'm pleased to know that the clarity and efficiency of the loan process met your expectations. Thank you for recommending me as a loan officer and sharing your positive experience with Synergy One Lending, Inc.
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    Kyla M J
    Manteca, CA
    Posted on August 8th, 2026 03:12 PM
    Communication and hard work from each person to close on time we really appreciate all of you and your company I look forward to referring someone to you
    Reply from Kimberly Davis
    August 17th, 2026 02:46 PM
    Kyla, I appreciate your kind words and am pleased to hear that my communication and hard work made a positive impact. I'm grateful for your trust in referring others to me and Synergy One Lending, Inc.
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    Zack A (
    Posted on July 28th, 2026 04:33 PM
    Kimberly Davis was amazing to work with! She helped me secure a loan for my investment property and made the entire process smooth and stress-free. She was knowledgeable, responsive, and always available to answer my questions. Her professionalism...
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    Reply from Owner
    August 5th, 2026 06:20 PM
    Zack, I'm glad to hear that I could help make the loan process smooth and stress-free for your investment property. Your kind words about my professionalism and dedication mean a lot to me. Thank you for recommending me, and I'm grateful for...
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    Zouhir A
    Modesto, CA
    Posted on July 28th, 2026 04:32 PM
    Kimberly Davis was amazing to work with! She helped me secure a loan for my investment property and made the entire process smooth and stress-free. She was knowledgeable, responsive, and always available to answer my questions. Her professionalism...
    read more
    Reply from Kimberly Davis
    August 5th, 2026 04:33 PM
    Zouhir, I appreciate your kind words and am happy to hear that I could make the loan process smooth and stress-free for your investment property. It's great to know that my knowledge and responsiveness were helpful to you. Thank you for recommending...
    read more
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    About
    Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time home buyers, refinance solutions, down payment assistance (DPA) programs, and helping investors expand real estate portfolios. She provides personalized guidance, competitive loan options, and a smooth, transparent mortgage process from pre-approval to closing. Whether you're buying your first home, refinancing for better terms, or growing your investment portfolio in Modesto and surrounding Central Valley communities, Kimberly Davis delivers expert support and dependable service every step of the way.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    1993

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 461544
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity. • https://s1l.com/privacy-policy/ • https://s1l.com/licensing/ • https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235