Kimberly Davis
Loan Officer
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time hom...... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
I came across Kimberly Davis a decade ago from a referral. That experience made me want to work with her again 10 years later. She's with you every step of the loan process & helps you overcome obstacles & roadblocks. That commitment to superior...
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Kim is a master of her craft 👏! She makes the experience exciting & easy every step of the way. Her mission is to ensure that all issues & roadblocks are solved to your satisfaction. I was her customer 10 years ago & I came back. No reason...
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Working with Kimberly was an absolute pleasure. Even with all of the challenges and unexpected hurdles we faced throughout the home-buying process, she consistently found solutions and kept everything moving forward.Her communication was outstanding,...
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I recently had the absolute pleasure of working across the table from Kimberly Davis with Synergy One Lending on a transaction where she represented the buyer and we represented the seller.From start to finish, Kimberly was the definition of...
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I recently had the absolute pleasure of working across the table from Kimberly Davis with Synergy One Lending on a transaction where she represented the buyer and we represented the seller.From start to finish, Kimberly was the definition of...
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Kim Davis was absolutely amazing throughout our entire home-buying journey. From start to finish, she was patient, knowledgeable, professional, and always willing to answer our questions no matter how big or small. She guided us through every...
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Reply from Owner
June 15th, 2026 01:02 PM
Sharlette, I'm truly grateful for your kind words and am pleased to have been a part of your home-buying journey. Knowing that I could help make the process smooth and manageable for your family means a lot to me. Thank you for placing your...
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Kim Davis was absolutely amazing throughout our entire home-buying journey. From start to finish, she was patient, knowledgeable, professional, and always willing to answer our questions no matter how big or small. She guided us through every...
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Reply from Kimberly Davis
June 15th, 2026 05:48 PM
Sharlette, I'm truly thankful for your wonderful words and the trust you placed in me during your home-buying journey. It was great to guide you through the process and help make your dream of homeownership a reality. Your recommendation means...
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Working with Kimberly Davis was one of the best decisions we made during our home-buying journey. She was knowledgeable, responsive, patient, and always willing to go the extra mile to help us. No matter how many questions we had, she took...
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Reply from Owner
June 15th, 2026 08:04 PM
Johnny, I'm so grateful for your thoughtful review and the opportunity to assist you during your home-buying journey. It's wonderful to hear that my guidance made the process smooth and manageable for you. Thank you for your trust and recommendation;...
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Kimberly Davis was truly a blessing throughout our entire home-buying journey. From the very beginning, she was professional, knowledgeable, responsive, and incredibly patient with us. She took the time to answer every question, explain every...
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Reply from Kimberly Davis
June 15th, 2026 04:55 PM
Johnny, I'm truly grateful for your kind words and for trusting me with such an important milestone in your life. It was a pleasure to support you and your family throughout the home-buying process. Knowing that I could help make your dream...
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Kim is someone you can really trust. She has your best interest at heart, and provides the best experience to ensure clients are always informed on the process. Highly recommend!
Reply from Owner
May 15th, 2026 08:59 PM
Stephanie, I appreciate your trust and recommendation. Ensuring clients are informed and feel confident in the process is a priority for me. Thank you for sharing your experience!
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About
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time home buyers, refinance solutions, down payment assistance (DPA) programs, and helping investors expand real estate portfolios.
She provides personalized guidance, competitive loan options, and a smooth, transparent mortgage process from pre-approval to closing. Whether you're buying your first home, refinancing for better terms, or growing your investment portfolio in Modesto and surrounding Central Valley communities, Kimberly Davis delivers expert support and dependable service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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280
/850
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 461544
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235