Kimberly Davis
Loan Officer
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time hom...... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Kim is someone you can really trust. She has your best interest at heart, and provides the best experience to ensure clients are always informed on the process. Highly recommend!
Reply from Owner
May 15th, 2026 08:59 PM
Stephanie, I appreciate your trust and recommendation. Ensuring clients are informed and feel confident in the process is a priority for me. Thank you for sharing your experience!
Kim kept me in the loop at every single stage of the process. She not only informed me on what was happening, but also gave me scenarios on what could happen and how it would affect my payment etc. It was truly a pleasure working with her!
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Reply from Kimberly Davis
May 15th, 2026 04:20 PM
Stephanie, I'm glad to hear that you felt informed at every stage of the process. Providing scenarios and their potential impacts is something I prioritize to ensure clarity and confidence. Thank you for sharing your experience; it was truly...
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Her customer service was outstanding and she was always available to assist us at any tim!e!
Reply from Kimberly Davis
May 6th, 2026 03:12 PM
Lorena, I appreciate your kind words about my customer service and availability. I'm glad I could assist you whenever needed. Thank you for sharing your experience with me!
Kimberly was amazing, always quick to answer all of our questions. She worked very hard throughout the process to make sure we understood the process. She made buying a home very pleasant and would use her and also refer her to family and friends....
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Reply from Kimberly Davis
April 15th, 2026 01:54 PM
Andrea, I'm grateful for your kind words and glad to know that I could make the home-buying process pleasant for you. It was a pleasure to assist with your questions and ensure everything was clear. Thank you for considering referring me to...
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Kimberly make the whole process less stressful. She was aleays always available to answer any questions, even if it was the same ones . Thanks to Her knowledge and expertise we where able to close sooner than expecte.
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Reply from Kimberly Davis
March 30th, 2026 06:41 PM
Fermin, I appreciate your kind feedback. I'm glad I could help make the process less stressful and be there for your questions. It's wonderful to hear that my knowledge contributed to closing sooner than expected. If you have any more questions...
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Efficient and smart service.
Reply from Kimberly Davis
March 18th, 2026 03:57 PM
I'm pleased to know you found my service efficient and smart, David. Should you have any questions or need further assistance in the future, feel free to reach out. I’m here to help.
Kim was great to work with, she kept us updated throughout the whole transaction
Reply from Kimberly Davis
April 15th, 2026 01:54 PM
I'm glad to hear that you appreciated the updates throughout the transaction, Robin. It was great working with you as well. If you have any further questions or need assistance, feel free to reach out.
Kimberly was amazing, made this whole process super easy and enjoyable , thank you to herself and her team!
Reply from Kimberly Davis - Synergy One Lendin...
March 2nd, 2026 05:22 PM
Dylan, I'm happy to hear that you found the process easy and enjoyable. It was a pleasure helping you through it. If any questions come up or you need further assistance down the line, don't hesitate to reach out. Thank you for your kind words!...
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She was attentive and knowledgeable. Highly recommend.
Reply from Kimberly Davis - Synergy One Lendin...
March 2nd, 2026 09:20 PM
I'm grateful to know that you appreciated my attentiveness and knowledge, Nancy. Thank you for recommending my services. If you have any questions or need future assistance, I'm here to help.
I’m beyond grateful for the incredible job Kimberly did on my refinance. Not only is she a dear friend, but she is also an exceptional loan officer. She made the entire process feel easy and stress-free, answering every question with patience...
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Reply from Kimberly Davis - Synergy One Lendin...
February 26th, 2026 04:08 PM
Lynn, your words mean a lot to me. I'm glad to have been able to make the refinancing process easy and stress-free for you. Clear and consistent communication is something I strive for, so it's good to know it made a positive impact. It's always...
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About
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time home buyers, refinance solutions, down payment assistance (DPA) programs, and helping investors expand real estate portfolios.
She provides personalized guidance, competitive loan options, and a smooth, transparent mortgage process from pre-approval to closing. Whether you're buying your first home, refinancing for better terms, or growing your investment portfolio in Modesto and surrounding Central Valley communities, Kimberly Davis delivers expert support and dependable service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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266
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Memberships
- NMLS
Addresses and Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 461544
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235