Kimberly Davis
Loan Officer
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time hom... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
We have been working with Kimberly for years and referred my parents to her and would not go to anyone else! She is amazing and literally the best around! We trust her and so blessed to have her in our lives! Thank you so much for all you do...
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fantastic and she knows exactly what to do to help people. I would suggest her to anybody she's she's great . She deserves a raise !!
Reply from Kimberly Davis
August 17th, 2026 02:52 PM
Stephen, I'm grateful for your generous feedback and recommendation. It's wonderful to know that my assistance was helpful to you. Thank you for your kind words!
The explanation of every step to close your loan is clear and efficient. I have worked with Kimberly Davis and would recommend her to anyone as loan officer and caring person. My experience with this company was outstanding 😊
Reply from Owner
August 17th, 2026 03:23 PM
Kyla, I'm pleased to know that the clarity and efficiency of the loan process met your expectations. Thank you for recommending me as a loan officer and sharing your positive experience with Synergy One Lending, Inc.
Communication and hard work from each person to close on time we really appreciate all of you and your company I look forward to referring someone to you
Reply from Kimberly Davis
August 17th, 2026 02:46 PM
Kyla, I appreciate your kind words and am pleased to hear that my communication and hard work made a positive impact. I'm grateful for your trust in referring others to me and Synergy One Lending, Inc.
Kimberly Davis was amazing to work with! She helped me secure a loan for my investment property and made the entire process smooth and stress-free. She was knowledgeable, responsive, and always available to answer my questions. Her professionalism...
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Reply from Owner
August 5th, 2026 06:20 PM
Zack, I'm glad to hear that I could help make the loan process smooth and stress-free for your investment property. Your kind words about my professionalism and dedication mean a lot to me. Thank you for recommending me, and I'm grateful for...
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Kimberly Davis was amazing to work with! She helped me secure a loan for my investment property and made the entire process smooth and stress-free. She was knowledgeable, responsive, and always available to answer my questions. Her professionalism...
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Reply from Kimberly Davis
August 5th, 2026 04:33 PM
Zouhir, I appreciate your kind words and am happy to hear that I could make the loan process smooth and stress-free for your investment property. It's great to know that my knowledge and responsiveness were helpful to you. Thank you for recommending...
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Kimberly is very knowledgeable, friendly and responsive. We would contact her throughout the day and even late into the evening and she would still respond. She made her home buying process quick and easy. 100% recommend
Reply from Owner
July 14th, 2026 06:52 PM
Thank you, Roman, for your kind words. I'm pleased to know that I could assist you throughout the day and evening, making your home buying process quick and easy. Your recommendation truly means a lot to me.
Kimberly was very knowledgeable and friendly and very responsive. We would contact her throughout the day even late into the evening and she would still respond. Amazing person to work with
Reply from Kimberly Davis
July 15th, 2026 07:17 PM
I'm grateful for your feedback, Roman. It's wonderful to know that my responsiveness and support made your experience positive. Thank you for your kind words!
kimberly takes her time with clients. she listens to their goals and their concerns, and provides helpful planning to reach their goals.
Reply from Kimberly Davis
July 14th, 2026 07:09 PM
I'm grateful for your feedback, Cristina. It's important to me to take the time to listen and provide helpful planning to achieve your goals. Thank you for acknowledging my efforts.
Kimberly Davis has received a review with 5 star rating from ShellPekh
Reply from Owner
July 13th, 2026 12:45 PM
Thank you for the 5-star rating, ShellPekh! I'm grateful for your support and trust in my services at Synergy One Lending.
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About
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time home buyers, refinance solutions, down payment assistance (DPA) programs, and helping investors expand real estate portfolios.
She provides personalized guidance, competitive loan options, and a smooth, transparent mortgage process from pre-approval to closing. Whether you're buying your first home, refinancing for better terms, or growing your investment portfolio in Modesto and surrounding Central Valley communities, Kimberly Davis delivers expert support and dependable service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 461544
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235