Kimberly Davis
Loan Officer
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time hom... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM(Open now)
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
Kimberly Davis was amazing to work with! She helped me secure a loan for my investment property and made the entire process smooth and stress-free. She was knowledgeable, responsive, and always available to answer my questions. Her professionalism...
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Kimberly Davis was amazing to work with! She helped me secure a loan for my investment property and made the entire process smooth and stress-free. She was knowledgeable, responsive, and always available to answer my questions. Her professionalism...
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Kimberly is very knowledgeable, friendly and responsive. We would contact her throughout the day and even late into the evening and she would still respond. She made her home buying process quick and easy. 100% recommend
Reply from Owner
July 14th, 2026 06:52 PM
Thank you, Roman, for your kind words. I'm pleased to know that I could assist you throughout the day and evening, making your home buying process quick and easy. Your recommendation truly means a lot to me.
Kimberly was very knowledgeable and friendly and very responsive. We would contact her throughout the day even late into the evening and she would still respond. Amazing person to work with
Reply from Kimberly Davis
July 15th, 2026 07:17 PM
I'm grateful for your feedback, Roman. It's wonderful to know that my responsiveness and support made your experience positive. Thank you for your kind words!
kimberly takes her time with clients. she listens to their goals and their concerns, and provides helpful planning to reach their goals.
Reply from Kimberly Davis
July 14th, 2026 07:09 PM
I'm grateful for your feedback, Cristina. It's important to me to take the time to listen and provide helpful planning to achieve your goals. Thank you for acknowledging my efforts.
Kimberly Davis has received a review with 5 star rating from ShellPekh
Reply from Owner
July 13th, 2026 12:45 PM
Thank you for the 5-star rating, ShellPekh! I'm grateful for your support and trust in my services at Synergy One Lending.
Kim was a very thorough and knowledgeable support in our home buying process. She kept us posted on every development and milestone. Our loan was processed without any real issue and in a timely manner. We definitely appreciate how efficient...
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Reply from Kimberly Davis
July 13th, 2026 02:25 PM
Thank you, Rachelle, for your kind words. I'm glad I could support you through your home buying process and keep you informed at every step. It's great to hear that the loan was processed smoothly and efficiently. I look forward to the possibility...
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Kim was very helpful and knowledgeable and made buying our first home a simple process. Thank you Kim and Synergy :)
Reply from Owner
July 3rd, 2026 02:46 PM
I'm happy to hear that I could make your first home buying experience a simple one, Vanessa. Your appreciation means a lot to me, and I'm thankful for the opportunity to assist you alongside Synergy One Lending.
Kimberly Davis did an excellent jobShe was very clear in her communicationShe fully explained the process and provided helpful notesShe was easy to get in touch with and had very fast response times utilizing text and email effectivelyShe was...
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Reply from Owner
July 2nd, 2026 03:09 PM
Tropin, I'm grateful for your kind words and happy to hear that my communication and support made the process easier for you. It's nice to know that my efforts in being accessible and responsive were helpful. Thank you for your recommendation,...
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Kimberly Davis did an excellent job to help us.She was very clear in her communicationShe fully explained the process and provided helpful notesShe was easy to get in touch with and had very fast response times utilizing text and email effectively...
read more
Reply from Kimberly Davis
July 2nd, 2026 07:20 PM
Martyn, I'm grateful for your kind words and happy to know that my communication and support helped make the process easier for you. It's nice to hear that you found my approach friendly and patient, and I appreciate your recommendation. Thank...
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About
Kimberly Davis with Synergy One Lending is a trusted mortgage professional serving Modesto, California with over 30 years of experience helping clients achieve their homeownership and investment goals. Kimberly specializes in first-time home buyers, refinance solutions, down payment assistance (DPA) programs, and helping investors expand real estate portfolios.
She provides personalized guidance, competitive loan options, and a smooth, transparent mortgage process from pre-approval to closing. Whether you're buying your first home, refinancing for better terms, or growing your investment portfolio in Modesto and surrounding Central Valley communities, Kimberly Davis delivers expert support and dependable service every step of the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 461544
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
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• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235