Kim Nacchia
Loan Consultant | NMLS # 2118901
Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Kim was communicative, fast and detail oriented. Loan was ready way ahead of time and I plan to put Kim on my lender list. Thanks!
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thank you, Ann! Your expertise in navigating the real estate market, experience working with buyers and sellers and your great communicating all played the major role in getting this loan closed fast and without a hitch. From our entire team,...
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She responded to every form of communication quickly and helped make the process easier for all involved.
Kim works diligently to close hard to close deals!
She’s friendly and answers her phone on the weekends. She’s an expert in VA loans and Hometown heroes program I don’t know why I use any other lender.
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thank you so very much, Cindy!! I so appreciate working with you. You've got what it takes to stay #1!
Everything was so timely, organized, and the communication was great from Kim.
Kim is just the most pleasant person to deal with. She is extremely responsive, answering all emails and messages right away. She explained every step along the way while being very reassuring. She made the whole process easy and smooth. I...
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The agent and her company were thorough and I really liked that even though it is greatly busy times for all of us, I was kept in the loop completely. My buyer had a great experience in that he was informed each and every step of the way. He...
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Kim was available all hours of the day to answer any questions we had. She was knowledgeable, patient, kind and a pleasure to work with!
The level of communication and advice that Kim provided completely fixed the bad situation that we were going to be in with Capital City Home Loans. Thank you so much!
Hands on. Honest. Problem solving
Kim is super friendly while simultaneously staying professional and efficient.
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)
Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender