Kim Nacchia
Loan Consultant | NMLS # 2118901
Emerson College
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do w... Show More
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Reviews from Web
I honestly feel like I made a new best friend. I am greatly appreciative of Kim and Nichole for everything they did during my home purchase. If I am ever in the market for another home purchase, refinance, etc., Kim is the only person that...
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Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Chyna, thank you so much for your kind words. I also feel like I made a new best friend. Thank you for your trust and kindness. Nichole and I are very excited for you and the wonderful things happening in your life. Cheers to you!! ❤️
Kim and Nichole were very responsive, and extremely helpful. They walked us through the process every step of the way.
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thanks so much, Jean. It was a pleasure to work with you and Matthew. We are always here if we can help with anything.
Kim communicated with me throughout the entire process. Very professional to work with.
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thank you so much, Andrea! I appreciate your great partnership and look forward to working with you again in the future.
Ease of process and readily available for answers to our questions
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thank you for your review, Tony! I hope you are getting settled in. I am always here if any questions come up or you need anything. Wishing you all the best!
Kim made the whole process simple by communicating to me what I needed to do.
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Hi Vincent, Thanks so much for your review! It was great working with you and I am always here to help!! Best, Kim
Kim was so helpful and friendly. We couldn't have had a better experience. Our previous three experiences were not good and we really did not know what to expect here, but it was great! Thank you so much, Kim!! We appreciate all your time and...
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Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Hi Robin, thank you for your nice comments. It was a pleasure working with you and Tony. I am always here to help with anything! I hope the move-in is going well! Thanks again, Robin!
Kim is one of the best agent I worked with. Kim provides all my customers with the best of care throughout the intire transaction process. I think she really likes her job alot!
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thank you, Latonya! It is really great working with you- you are always ready and available to help make things happen. I look forward to working with you again soon!!
I've worked with different lenders before and the communication was not the best, Kim was excellent with her communication skills with me and our clients from the beginning to the end. Would recommend and use her again!
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thank you so much, Lisa! Your lightning speed response time, made for a really smooth transaction. I appreciate your partnership and look forward to working with you again soon!
Kim Nacchia
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thanks, Bob!! Hope your move-in went well!
Kim was on top of everything through the whole process and was friendly and extremely professional. I am glad she was my consultant!
Reply from Kim Nacchia
January 19th, 2026 04:55 PM
Thanks so much, Jason! It was a great pleasure to work with you. From our entire team, we wish you and Monica many many happy years in your beautiful new home!
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About
I've built a reputation for my ‘borrower-first’ approach and delivering reliable results. Whether first-time buyers or seasoned investors, I simplify the process. I provide no value unless I close the loan that works for you, because I do work for you! Licensed FL, LA, AL, GA and TN.
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Construction Loan
Home Equity Loan
Down Payment Assistance
Mortgage Refinance
Reverse Mortgage
Mortgage Rate Shopping Assistance
Specialities
mortgage lending
purchase
refinance
conventional loan
va loan
fha loan
reverse mortgage
construction loan
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Education
- Emerson CollegeMass Communication/Media StudiesBachelor of Applied Science (BAS)
Memberships
- Emerald Coast Assocation of Realtors
- Florida Housing Approved
- Licensed in FL, AL, LA, TN, GA
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 2118901
Achievements
- Association Excellence Award- HBA Award Issued by National Association of Homes Builders · May 2019
- Licensed in FL, LA, AL, TN, GA
- Million Dollar Circle
Hobbies
- IU Hoosiers
- Travel
- Sports
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Disclaimer
Equal Housing Lender