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Kim Melton, Ruoff Mortgage - Senior Loan Officer in New Albany, IN
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Kim Melton, Ruoff Mortgage

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Senior Loan Officer

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Sullivan University
Sullivan University
At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer... Show More
Company Logo
Sullivan University
Sullivan University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
closed
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Reviews from Web
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    Ryan P
    Posted on September 9th, 2026 01:25 AM
    Kim Melton, Ruoff Mortgage has received a review with 5 star rating from Ryan P
    Reply from Owner
    September 9th, 2026 02:17 PM
    Ryan, thank you for the perfect rating! I'm happy to see that you had a great experience with our team.. If there's anything else I or Nick can assist you with, please let me know.
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    Ryan P
    New Salisbury, IN
    Posted on September 9th, 2026 01:25 AM
    Kim was very friendly, and easy to work with. She was very informative and helpful throughout the entire process !
    Reply from Kim Melton, Ruoff Mortgage
    September 9th, 2026 02:18 PM
    Ryan, I appreciate your kind words about your experience with me.. If you have any more questions or need assistance in the future, feel free to reach out.
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    Marilyn K
    Corydon, IN
    Posted on September 8th, 2026 05:38 PM
    I had a great experience. The entire staff were very helpful and made the process easy for me. I would recommend Ruoff to anyone needing a home loan.
    Reply from Kim Melton, Ruoff Mortgage
    September 9th, 2026 02:19 PM
    I'm pleased to hear that you had a great experience, Marilyn. It's wonderful to know that the team was helpful and made the process easy for you. Thank you for recommending Nick and our team to others!
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    Dorothy J
    Posted on September 4th, 2026 01:29 AM
    Was an overall great experience. They made the process very simple. Looking forward to a new roof and updates on my old house!
    Reply from Owner
    September 4th, 2026 01:45 PM
    I'm pleased to hear that you had a great experience with the process, Dorothy. It's wonderful to know you're looking forward to your new roof and updates on your home! If you need any assistance in the future, feel free to reach out.
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    Dorothy E J
    Depauw, IN
    Posted on September 4th, 2026 01:27 AM
    Everyone was very nice and always helpful. I really didn't think it would be this easy. The loan Butler was new to me but very easy to follow. Definitely two thumbs up!
    Reply from Kim Melton, Ruoff Mortgage
    September 4th, 2026 01:45 PM
    Dorothy, I appreciate your kind words about your experience with us. It's wonderful to hear that you found the process smooth and the Loan Butler easy to use. Thank you for your positive feedback!
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    Deborah L
    Georgetown, IN
    Posted on August 28th, 2026 03:36 PM
    Very knowledgeable, helpful, available every step of the way
    Reply from Kim Melton, Ruoff Mortgage
    August 28th, 2026 03:42 PM
    Deborah, I appreciate your kind words. I'm grateful to have been able to assist you throughout the process. If you have any further questions or need assistance, please feel free to reach out.
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    Allison M
    Posted on August 26th, 2026 03:08 PM
    My loan officer was amazing answered all my questions in a timely manner and made sure I knew all the details upfront. This is the best experience in my home purchase and wouldn’t do it without them.
    Reply from Owner
    September 4th, 2026 01:46 PM
    Allison, I appreciate your kind words and am pleased to hear that you found the experience so positive. It's great to know that I could assist you effectively during your home purchase. If you have any more questions or need further assistance...
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    Allison M
    Muncie, IN
    Posted on August 26th, 2026 03:07 PM
    process was smooth, and my loan officer was amazing answered all my questions, even if they were silly would recommend to anyone looking to do a home purchase fast and efficient
    Reply from Kim Melton, Ruoff Mortgage
    August 26th, 2026 03:50 PM
    Allison, I'm pleased to hear that you found the process smooth and efficient. It's great to know Nick could help answer all your questions. Thank you for your kind words and recommendation!
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    Elizabeth M
    Lanesville, IN
    Posted on August 13th, 2026 04:47 PM
    Kim is truly an expert in her field! As first time home buyers we were extremely new to everything. Kim really went above and beyond. She helped us to apply for a USDA loan which we had never heard about before and it made all the difference....
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    Reply from Kim Melton, Ruoff Mortgage
    August 13th, 2026 04:51 PM
    Elizabeth, I'm pleased to hear that I could assist you with your first home purchase and introduce you to the USDA loan option. Your kind words mean a lot, and I'm grateful for your recommendation. If you have any more questions or need further...
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    Thomas L J
    French Lick, IN
    Posted on August 12th, 2026 01:35 AM
    No matter where we were in the loan process, Kim or one of her associates was only minutes away. Had several questions along the way and I had only to ask and help was there. That is precious when you don't know the "waters." At no time was...
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    Reply from Kim Melton, Ruoff Mortgage
    August 12th, 2026 07:01 PM
    Thomas, I'm grateful for your kind words Being available to answer your questions and guide you along the way is very important to me and we make that the #1 priority for my team. If you have any questions in the future or I can be of any help,...
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    About
    At Ruoff Mortgage our mission is to guide homebuyers and homeowners at every step with experience and commitment so they can achieve their goals and move into their homes with confidence. In order to ensure a seamless loan process, customer service is at the core of what we do and has been for the past 40 years. By sharing knowledge and showing support, Ruoff Mortgage helps our customers see the potential and excitement in the homeownership experience.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Home Loans
    Mortgage Loans
    Equity loans
    Debt consolidation
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    Education
    • Sullivan University
      Sullivan University logo
    Positions
    • Ruoff - Senior Loan Officer
      Nov 22nd, 2024 - Current
    Memberships
    • NMLS Member
    • One Southern Chamber of Commerce
    • Farm Bureau Co-op Members
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    Addresses and Serving Areas

    Year Started

    1999

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 448895
    • KY: MC830078
    • Florida
    Gallery
    Kim Melton, Ruoff Mortgage - Gallery Photo
    Kim Melton, Ruoff Mortgage - Gallery Photo
    Kim Melton, Ruoff Mortgage - Gallery Photo
    Kim Melton, Ruoff Mortgage - Gallery Photo
    Kim Melton, Ruoff Mortgage - Gallery Photo
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    +3
    Achievements
    • 2020 Top Woman Mortgage Orginator - Scotsman's Guide
    Hobbies
    • Cooking
    • Raising amimals
    • Traveling
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    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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