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Kim Duncan Ramey - Loan Officer in Gainesville, VA

Kim Duncan Ramey

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Loan Officer

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
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    Abdiaziz M A
    Stafford, VA
    Posted on November 3rd, 2025 11:31 PM
    Kim was so dedicated to help me and my family. I would say she took extra step as customer service . I appreciate her work. thank you. You will get more of my friends referral.
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:21 PM
    Abdiaziz, it's great to hear that you and your family felt well-supported throughout the process. Taking that extra step in customer service is important to me, and I'm grateful for your kind words. Thank you for considering recommending me...
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    A
    Andrew V
    Spotsylvania, VA
    Posted on October 29th, 2025 12:15 PM
    Kim was always available . She was helpful when it came to interest rates and timing. Kim was a joy to work with.
    Reply from Kim Duncan Ramey
    March 8th, 2026 06:57 PM
    Andrew, I'm glad to hear that you found my assistance with interest rates and timing helpful. Being available and supportive throughout the process is something I take seriously. Working with you was truly enjoyable, and if you need anything...
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    Jessica J M
    Reva, VA
    Posted on October 29th, 2025 10:32 AM
    We were very happy with it.
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:23 PM
    Jessica, I'm glad to hear you were very happy with your experience. Your satisfaction is truly important to me. If there's anything more I can do for you in the future, please feel free to reach out. Thank you for choosing Fairway Home Mortgage!...
    read more
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    Brian M H L
    Dumfries, VA
    Posted on October 21st, 2025 04:00 AM
    Kim was excellent!!! She kept me updated, worked very hard to get a great loan package together for us, and went above and beyond to help with the adjacent tasks. Super thrilled with our experience with her.
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:23 PM
    It's wonderful to hear your positive feedback, Brian. I'm glad I could keep you updated and assist with the loan package and additional tasks. Your satisfaction is very important to me, and it was my pleasure to support you through the process....
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    Nicole G B
    Dumfries, VA
    Posted on October 20th, 2025 02:36 PM
    Good communication, pleasasnt attitude, avalible.
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:25 PM
    Nicole, I'm glad you found the communication, attitude, and availability to your satisfaction. It was a pleasure working with you, and I appreciate you taking the time to share your experience. If there's anything else you need in the future,...
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  • Encompass
    A
    ABDELWAHAB J
    Dumfries, VA
    Posted on October 13th, 2025 09:11 PM
    I am incredibly grateful for the outstanding service I received from Ms Kim during the process of purchasing my new home. From the very beginning, she demonstrated a high level of professionalism, expertise, and commitment to ensuring that...
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    Reply from Kim Duncan Ramey
    March 8th, 2026 06:59 PM
    ABDELWAHAB, your thoughtful feedback is greatly appreciated. I'm glad to know that I could make the home-buying process more manageable for you. It's important to me that you felt supported and informed at every step, and it was a joy to help...
    read more
  • Encompass
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    Mohammed T B
    Chantilly, VA
    Posted on October 4th, 2025 12:17 PM
    Nice worke
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:25 PM
    I'm glad you thought so, Mohammed. If there's anything more I can assist you with, please feel free to reach out. Thank you for your feedback!
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    David V W
    Dumfries, VA
    Posted on September 29th, 2025 12:47 PM
    kim's knowledge and friendliness
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:01 PM
    David, I'm grateful for your kind words about my knowledge and friendliness. It's important to me that my clients feel both informed and comfortable throughout the mortgage process. If there's anything more I can assist you with in the future,...
    read more
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    Efesomo O
    Dumfries, VA
    Posted on September 9th, 2025 03:11 PM
    Working with Kim was truly a blessing to my family and I . From the very beginning, she was patient, knowledgeable, and incredibly supportive throughout the entire loan process. She took the time to explain every detail in simple terms, answered...
    read more
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:28 PM
    Efesomo, I sincerely appreciate your thoughtful review. It's great to know that my support and diligence made a positive difference in your loan process. I strive to provide clarity and seamless service, so it's rewarding to hear you felt confident...
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  • Encompass
    K
    Kinfe S G
    Leesburg, VA
    Posted on September 5th, 2025 04:44 PM
    First of all we would love to say , Dear Kim Duncan Ramey and your teams at Fairway, thank you! Thank you very much for your outstanding experience and service that you provided to us.From the beginning to the end of our mortgage loan and home...
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    Reply from Kim Duncan Ramey
    March 8th, 2026 07:03 PM
    Kinfe, I deeply appreciate your thoughtful review. It means a lot to hear that you and your family had such a positive experience throughout your mortgage loan and home buying process. I'm glad I could be there to provide the support and answers...
    read more
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    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Positions
    • Fairway Independent Mortgage - Senior LoanOfficer
      Jun 30th, 2023 - Current
    Memberships
    • BNI Mighty Montclair
    • AUSA
    • AUSA Committee Chair
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    Addresses and Serving Areas

    Year Started

    1989

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 232472
    Achievements
    • Local Past Chapter President NVMLA
    Hobbies
    • Gardening
    • Gardening, cooking & pet activities!
    • Gardening, cooking and pet activities
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    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures