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Kim Duncan Ramey - Loan Officer in Gainesville, VA

Kim Duncan Ramey

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Loan Officer

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Overall Ratings
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5 Star
93%
4 Star
5%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • google
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    Autumne D
    Posted on July 17th, 2026 12:10 PM
    We had an amazing experience with Kim! She was quick to respond and readily available with any questions we had. Kim and her team helped make this whole home buying process smooth. Especially with us buying our first home, she took time to...
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    Reply from Owner
    July 24th, 2026 02:00 PM
    Autumne, I'm so pleased to hear that you had a great experience with me and my team during your first home purchase. It's wonderful to know that my responsiveness and explanations were helpful to you. Thank you for your kind recommendation,...
    read more
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    Autumne F
    Woodbridge, VA
    Posted on July 17th, 2026 12:08 PM
    Kim was readily available with our questions and made this whole process smooth! She was helpful and gave us advice when we asked for it. She would answer back promptly and got things done quickly. I am so thankful we show Kim to help us buy...
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    Reply from Kim Duncan Ramey
    July 24th, 2026 01:53 PM
    Autumne, I'm so glad to hear that your experience was smooth and that I could assist you in purchasing your first home. It's great to know that my promptness and advice were helpful along the way. Thank you for your kind words and recommendation!...
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    Ricoo B
    Posted on July 15th, 2026 01:10 AM
    Kim Duncan Ramey made what could have been a stressful process feel smooth and manageable. From the very beginning, she was patient, caring, and always willing to answer every question I had. She kept me informed throughout the entire process...
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    Reply from Owner
    July 24th, 2026 02:01 PM
    Ricoo, I'm really pleased to hear that the process felt smooth and manageable for you. It was my pleasure to support you and your family on your journey to homeownership, and I'm grateful for your kind words about my professionalism and dedication....
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    Ricardo E
    Fredericksburg, VA
    Posted on July 15th, 2026 01:10 AM
    Kim Duncan Ramey made what could have been a stressful process feel smooth and manageable. From the very beginning, she was patient, caring, and always willing to answer every question I had. She kept me informed throughout the entire process...
    read more
    Reply from Kim Duncan Ramey
    July 24th, 2026 02:02 PM
    Ricardo, I'm so grateful for your kind words and for sharing your experience. It was my pleasure to help you and your family on your journey to homeownership, and I'm glad to hear that my efforts made the process smooth and manageable for you....
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  • Encompass
    A
    Ahmad W
    Woodbridge, VA
    Posted on July 7th, 2026 04:23 PM
    Kim, as you know we had the issue with the lender credit in the beginning. That issue fractured the trust in the process, despite it being resolved. I wish that did not happen, because everything else worked out great, but I felt like I had...
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    Reply from Kim Duncan Ramey
    July 7th, 2026 05:03 PM
    Ahmad, I appreciate your feedback and understanding regarding the situation with the lender credit. I'm glad to hear that everything else worked out well, but I apologize for any trust issues it may have caused. Please know that I'm always...
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    Hamza Q
    Chantilly, VA
    Posted on June 29th, 2026 12:38 PM
    She work gre
    Reply from Kim Duncan Ramey
    June 29th, 2026 12:53 PM
    Hamza, I appreciate your feedback. I'm glad to know you had a positive experience working with me. If there's anything else you'd like to share or discuss, please feel free to reach out.
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    Brecsia S
    Boyce, VA
    Posted on May 25th, 2026 12:15 PM
    Communication was excellent at the beginning of the process, but later—towards the end, once everything had already been approved—they never answered my calls and only responded via text message. I believe that communication is crucial at the...
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    Reply from Kim Duncan Ramey
    June 29th, 2026 12:54 PM
    Brecsia, I appreciate you sharing your experience and am glad to hear that the communication was excellent at the beginning. I'm sorry to hear about the challenges with communication towards the end of the process. Ensuring you're supported...
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    Hajira A
    Aldie, VA
    Posted on April 1st, 2026 03:40 AM
    She tried her best to give me many grants and funds.
    Reply from Kim Duncan Ramey
    June 29th, 2026 12:53 PM
    Hajira, I'm pleased to know that I was able to assist you in exploring various grants and funding options. Your satisfaction with the process is important to me, and I'm glad I could support you. If you have any other questions or need further...
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  • Encompass
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    Vivienne L S
    Fredericksbrg, VA
    Posted on March 12th, 2026 02:49 PM
    Kim was always available, answered every question, and was an absolute pleasure throughout this process!
    Reply from Kim Duncan Ramey
    March 12th, 2026 07:01 PM
    I'm really glad to hear that you found me available and helpful, Vivienne. It was a pleasure assisting you through the process and ensuring your questions were answered. If you ever need further assistance, feel free to reach out. Thank you...
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  • Encompass
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    HIRSIA M
    Fairfax, VA
    Posted on March 10th, 2026 07:29 PM
    Great customer service
    Reply from Kim Duncan Ramey
    March 12th, 2026 07:02 PM
    I'm glad to hear you appreciated the customer service, Hirsia. It's important to me that the experience is positive and smooth for all my clients. If there's anything else I can do for you in the future, please feel free to reach out.
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    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    What is the Search Rank Score®?
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    Positions
    • Fairway Independent Mortgage - Senior LoanOfficer
      Jun 30th, 2023 - Current
    Memberships
    • BNI Mighty Montclair
    • AUSA
    • AUSA Committee Chair
    • View All
    Addresses and Serving Areas

    Year Started

    1989

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 232472
    Achievements
    • Local Past Chapter President NVMLA
    Hobbies
    • Gardening
    • Gardening, cooking & pet activities!
    • Gardening, cooking and pet activities
    • View All
    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures