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Kim Duncan Ramey - Loan Officer in Gainesville, VA

Kim Duncan Ramey

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Loan Officer

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At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping y... Show More
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Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
  • Encompass
    R
    Ricardo E
    Fredericksburg, VA
    Posted on July 15th, 2026 01:10 AM
    Kim Duncan Ramey made what could have been a stressful process feel smooth and manageable. From the very beginning, she was patient, caring, and always willing to answer every question I had. She kept me informed throughout the entire process...
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    Reply from Kim Duncan Ramey
    July 24th, 2026 02:02 PM
    Ricardo, I'm so grateful for your kind words and for sharing your experience. It was my pleasure to help you and your family on your journey to homeownership, and I'm glad to hear that my efforts made the process smooth and manageable for you....
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  • Encompass
    A
    Ahmad W
    Woodbridge, VA
    Posted on July 7th, 2026 04:23 PM
    Kim, as you know we had the issue with the lender credit in the beginning. That issue fractured the trust in the process, despite it being resolved. I wish that did not happen, because everything else worked out great, but I felt like I had...
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    Reply from Kim Duncan Ramey
    July 7th, 2026 05:03 PM
    Ahmad, I appreciate your feedback and understanding regarding the situation with the lender credit. I'm glad to hear that everything else worked out well, but I apologize for any trust issues it may have caused. Please know that I'm always...
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    Hamza Q
    Chantilly, VA
    Posted on June 29th, 2026 12:38 PM
    She work gre
    Reply from Kim Duncan Ramey
    June 29th, 2026 12:53 PM
    Hamza, I appreciate your feedback. I'm glad to know you had a positive experience working with me. If there's anything else you'd like to share or discuss, please feel free to reach out.
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    Brecsia S
    Boyce, VA
    Posted on May 25th, 2026 12:15 PM
    Communication was excellent at the beginning of the process, but later—towards the end, once everything had already been approved—they never answered my calls and only responded via text message. I believe that communication is crucial at the...
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    Reply from Kim Duncan Ramey
    June 29th, 2026 12:54 PM
    Brecsia, I appreciate you sharing your experience and am glad to hear that the communication was excellent at the beginning. I'm sorry to hear about the challenges with communication towards the end of the process. Ensuring you're supported...
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    Hajira A
    Aldie, VA
    Posted on April 1st, 2026 03:40 AM
    She tried her best to give me many grants and funds.
    Reply from Kim Duncan Ramey
    June 29th, 2026 12:53 PM
    Hajira, I'm pleased to know that I was able to assist you in exploring various grants and funding options. Your satisfaction with the process is important to me, and I'm glad I could support you. If you have any other questions or need further...
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    Vivienne L S
    Fredericksbrg, VA
    Posted on March 12th, 2026 02:49 PM
    Kim was always available, answered every question, and was an absolute pleasure throughout this process!
    Reply from Kim Duncan Ramey
    March 12th, 2026 07:01 PM
    I'm really glad to hear that you found me available and helpful, Vivienne. It was a pleasure assisting you through the process and ensuring your questions were answered. If you ever need further assistance, feel free to reach out. Thank you...
    read more
  • Encompass
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    HIRSIA M
    Fairfax, VA
    Posted on March 10th, 2026 07:29 PM
    Great customer service
    Reply from Kim Duncan Ramey
    March 12th, 2026 07:02 PM
    I'm glad to hear you appreciated the customer service, Hirsia. It's important to me that the experience is positive and smooth for all my clients. If there's anything else I can do for you in the future, please feel free to reach out.
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    M
    Mariam A K
    Dumfries, VA
    Posted on March 8th, 2026 05:18 PM
    Amazing communication! Helped explain to me everything I need to know with my first home loan and made the process super
    Reply from Kim Duncan Ramey
    March 8th, 2026 07:22 PM
    Mariam, I'm really glad to know that you found the communication helpful during your first home loan process. It's important to me that you feel informed and comfortable every step of the way. If there's anything else you need or any questions...
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  • Encompass
    J
    Jamshed K
    Dumfries, VA
    Posted on March 6th, 2026 06:42 PM
    Great Communication and support throughout the process.
    Reply from Kim Duncan Ramey
    March 8th, 2026 06:41 PM
    Jamshed, thank you for sharing your thoughts. I'm glad to hear that the communication and support met your expectations during the process. It's always my goal to ensure my clients feel informed and supported every step of the way. If you have...
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  • Encompass
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    Ashraf R M A
    Fairfax, VA
    Posted on February 24th, 2026 03:18 AM
    t was a great experience because everything was explained clearly. I learned what documents I actually needed and steps I didn’t know I had to complete to finally achieve something I’ve been working toward for years. The guidance made the process...
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    Reply from Kim Duncan Ramey
    February 24th, 2026 03:43 AM
    Ashraf, I'm pleased to hear that the clarity and guidance were helpful to you throughout the process. It's important to me that you feel informed and supported as you work towards your goals. I'm glad I could make the journey feel less stressful...
    read more
  • 11–20 of 97
    About
    At Fairway, we are dedicated to finding great rates and loan options for our clients while offering some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and helping you through every step of the loan process. It’s all designed to exceed expectations, provide satisfaction and earn trust. Since opening our doors 25 years ago, our team has helped thousands of Americans achieve their dream of homeownership. Fairway is a full-service mortgage lender based in Madison, Wisconsin, and Carrollton, Texas, with more than 7,900 team members and 700 branches nationwide. Fairway funded $72.5 billion in 2021.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
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    Positions
    • Fairway Independent Mortgage - Senior LoanOfficer
      Jun 30th, 2023 - Current
    Memberships
    • BNI Mighty Montclair
    • AUSA
    • AUSA Committee Chair
    • View All
    Addresses and Serving Areas

    Year Started

    1989

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 232472
    Achievements
    • Local Past Chapter President NVMLA
    Hobbies
    • Gardening
    • Gardening, cooking & pet activities!
    • Gardening, cooking and pet activities
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    Disclaimer
    Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289). 4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity. Legal Disclosures: bit.ly/FIMCDisclosures