Kimberley Calvo
Loan Originator
San Francisco State University
Kimberley Calvo is dedicated to excellent customer service and is always available for her clients. She combines deep loan product knowledge with a strong work ethic to build lasting relationships. Passionate about providing a seamless digi... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Kim was amazing help and answered all our questions and concerns and helped close our home in a month!
Reply from Kimberley Calvo at Waterstone Mortg...
November 2nd, 2023 11:52 AM
Thank you for taking the time to write this recommendation, Meese! Providing excellent customer service, throughout the homebuying process, is always my top priority. I am glad we were able to provide you with a positive homebuying experience...
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Kim was super amazing helpful and answered all our questions and concerns and got us into our beautiful new first home very quickly! Thanks kim and team waterstone!
Kimberly was knowledgeable on the different loans available to me. She called often during the approval process to make sure I understood what was needed and to offer encouragement along the way.I HIGHLY recommend Kimberly Calvo from Waterstone!...
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Reply from Owner
January 8th, 2026 10:54 AM
Thank you for taking the time to write this review, Rose! A fast and easy loan process is not possible without the help of a knowledgeable, professional loan originator. I appreciate your feedback and hope you'll return to me and Waterstone...
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Kimberly was knowledgeable on the different loans available to me. She called often during the approval process to make sure I understood what was needed and to offer encouragement along the way.Kimberly closed my loan within my 30 day time...
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Kimberley Calvo was great!! She was always looking out for us and what was best for our family. Her communication was amazing. She kept us in the loop at all times on any changes or updates. She was genuine, kind, knowledgeable and always willing...
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Reply from Owner
January 8th, 2026 10:54 AM
Thank you for your kind review, Sarah! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Kim is a caring and knowledgeable professional. She is dedicated to helping her clients achieve their home ownership goals and educate them through the process. Kim is a joy to work with!
Kim is a caring and knowledgeable professional. She is dedicated to helping her clients achieve their home ownership goals and educate them through the process. Kim is a joy to work with!
Kim is my go-to mortgage professional. Although Kim has many clients, she always makes each one feel like they are her only client. Kim excels at communication, she gives updates throughout the process and makes sure that there are no surprises...
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Reply from Kimberley Calvo at Waterstone Mortg...
January 6th, 2023 07:34 AM
Thank you for your kind recommendation, Yevonne! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
Kim is always a pleasure to work with, extremely competent attentive and efficient! I have worked several transactions witu her and will continue to do so. She is an expert at making your client feel they are her top priority! She will always...
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Reply from Owner
January 8th, 2026 10:54 AM
Thank you for your kind review, Shaun! Treating my borrowers with the highest level of respect is my number one goal. It was my pleasure to serve you.
I have worked with Kimberly on several Transactions! She’s extremely competent and attentive. Always makes time for my clients even in her off time. Every transaction has been stress free and seamless! Will continue to work with her on transactions!...
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About
Kimberley Calvo is dedicated to excellent customer service and is always available for her clients. She combines deep loan product knowledge with a strong work ethic to build lasting relationships. Passionate about providing a seamless digital mortgage experience, she adds a personal touch to every transaction. As a proud advocate, lender, and member of the LGBTQ+ community, Kimberley is committed to helping others. An avid cyclist, golfer, and scuba diver, she also gives back through her support of local food banks and animal advocacy efforts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
MFA Loan Products
First Time Homebuyers Kit
Conventional Loans
FHA Loans
Construction Loans
ARMS
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Education
- San Francisco State UniversityClinical/Medical Social Work
- Seattle Central CollegeCulinary Arts/Chef TrainingAssociate of Arts (AA)
Memberships
- CDAR Associate Member
- NMOBA Board Member
- Emergency Preparedness Lead - TPC
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1974924
Awards
Achievements
- MEM Top 50 Mortgage Companies 2024 https://www.mastermindsummit.com/magazines
Hobbies
- Biking
- Cooking
- Golf
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions