Kimberley Calvo
Loan Originator
San Francisco State University
Kimberley Calvo is dedicated to excellent customer service and is always available for her clients. She combines deep loan product knowledge with a strong work ethic to build lasting relationships. Passionate about providing a seamless digi... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Kimberley wasn't just helpful but she was patient with me and I believe she did everything in her power to make everything as smooth as possible.
Thank you again Kimberley definitely coming back!
Reply from Owner
July 20th, 2026 02:28 PM
Eric - thank you for your very kind words. You were a pleasure to work with and I'm so happy we could make this happen for you. Cheers to your first home!
Kimberley was very helpful and very patient. She also communicated very well.
Reply from Kimberley Calvo
July 15th, 2026 02:39 PM
Eric - it was a pleasure to help you with your first home purchase! Excited to be a part of this step in your life. I am always available to help in the future. Thank you for your trust!
Communication was excellent and the overall experience was highly professional
Reply from Kimberley Calvo
April 30th, 2026 02:49 PM
Janet, I'm glad to hear that you found the communication excellent and the experience professional. It was my pleasure to assist you and Les. I appreciate your feedback. If you have any further questions or need assistance, please feel free...
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Kimberley was wonderful from start to finish with the first time home buying process. She was supportive but upfront with the expectations and process. There was never a point where I felt unsure or alone in the loan process. Thank you so much...
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Reply from Owner
April 21st, 2026 02:53 PM
Thank you Bennett...it was a pleasure helping you with your first home! Congrats and well done my friend. I will stay in touch!
Kimberley was wonderful from start to finish with the first time home buying process. She was supportive but upfront with the expectations and process. There was never a point where I felt unsure or alone in the loan process. Thank you so much...
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Reply from Kimberley Calvo
April 21st, 2026 02:51 PM
Bennett- I am so very happy for you! You were the ideal borrower, throughout the process. I will always be available to help you in the future. Congrats on the new house and welcome to Albuquerque!
Kimberley Calvo has received a review with 5 star rating from Don
Reply from Owner
March 28th, 2026 05:12 PM
Don you were a pleasure to work with!
Kim was able to walk me through the process and keep me updated on the process.
Reply from Kimberley Calvo
March 28th, 2026 05:11 PM
It's great to know that I was able to guide you through the process and keep you informed, Don. Keeping you updated is important to me, and I’m glad I could assist you in this way. If you have any questions or need further help, please don’t...
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Kimberley Calvo has received a review with 5 star rating from Jonathan L R
Reply from Owner
March 3rd, 2026 10:44 PM
Jon - it was my pleasure to help you with the purchase and refinance of your beautiful home. I am honored to be a trusted advisor for you! Be well and stay in touch!
Kim was very helpful and professional throughout the process. We are grateful for her service.
Reply from Kimberley Calvo
March 3rd, 2026 08:20 PM
I'm pleased to know that you found the process helpful and professional, Jonathan. Providing reliable service is important to me, and I'm grateful for your feedback. Should you have any questions or need further assistance in the future, feel...
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Kim did an excellent job of helping keep everything on track and Amy and I informed at all time. She answered our questions quickly and thoroughly, taking the time to explain everything. What everyone wants in thier home shopping is NO surprises...
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Reply from Kimberley Calvo
January 6th, 2026 07:13 PM
Larry - thank you so much for your kind words! It was a pleasure helping you and Amy with that perfect second home! Enjoy and thanks again for working with me and trusting me with your purchase.
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About
Kimberley Calvo is dedicated to excellent customer service and is always available for her clients. She combines deep loan product knowledge with a strong work ethic to build lasting relationships. Passionate about providing a seamless digital mortgage experience, she adds a personal touch to every transaction. As a proud advocate, lender, and member of the LGBTQ+ community, Kimberley is committed to helping others. An avid cyclist, golfer, and scuba diver, she also gives back through her support of local food banks and animal advocacy efforts.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
MFA Loan Products
First Time Homebuyers Kit
Conventional Loans
FHA Loans
Construction Loans
ARMS
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Education
- San Francisco State UniversityClinical/Medical Social Work
- Seattle Central CollegeCulinary Arts/Chef TrainingAssociate of Arts (AA)
Memberships
- CDAR Associate Member
- NMOBA Board Member
- Emergency Preparedness Lead - TPC
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Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1974924
Awards
Achievements
- MEM Top 50 Mortgage Companies 2024 https://www.mastermindsummit.com/magazines
Hobbies
- Biking
- Cooking
- Golf
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Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions