Khary Williams
Senior Mortgage Banker | NMLS# 137788
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Just the best. Very patient and knowledgeable. They go the extra mile.
Reply from Khary Williams
September 1st, 2026 05:37 PM
Suzanne, I'm thankful for your kind words and pleased to hear that you found my service patient and knowledgeable. It's great to know that I could go the extra mile for you.
The people that I had to deal with were totally awesome everybody was on top of their game the same as we were so everything went very smoothly I cannot think of a better experience buying a house than through the help of these people they...
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Reply from Khary Williams
August 31st, 2026 04:49 PM
James, I appreciate your kind words and am glad to hear that you had such a smooth and pleasant experience with us. It's wonderful to know that our team was able to make the process easy to understand and enjoyable for you. Thank you for recommending...
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Khary was great to work with. He was attentive and provided excellent service.
Reply from Khary Williams
August 31st, 2026 03:40 PM
Johnnetta, I appreciate your kind words and am happy to hear that you found my service attentive and excellent. It was great working with you!
Service was second to none. Knowledge of available products was outstanding. The bedside manner offered my clients was spot on thereby saving me from a lot unncessary phone calls. Overall experience was paramount.
Reply from Khary Williams
September 21st, 2026 05:14 PM
David, I'm glad to hear that you found the service I provided to be second to none and that my knowledge of available products was helpful for your clients. At Flat Branch Home Loans, we strive to offer a seamless experience, and it's rewarding...
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Khary was amazing, there were some roadblocks that made the process difficult but he helped us through everything, him and his team were awesome. can't say the same for the very picky underwriting department at flat branch but overall a very...
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Reply from Khary Williams
August 21st, 2026 06:30 PM
Evan, I'm grateful for your kind words and pleased to hear that my team and I could assist you through the challenges. I understand that the underwriting process can be demanding, and I appreciate your patience. It’s great to know you had a...
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Clear and timely communication. The team stayed on top of the process which helped move things along quickly and prevented any delays.
Reply from Khary Williams
August 20th, 2026 04:23 PM
Melissa, thank you for highlighting our clear and timely communication. I'm glad to hear that our team's efforts helped keep the process moving smoothly and efficiently for you.
Khary and his team were very present, forthcoming, and knowledgeable during the whole process. His team consistently had updates and reminders for me, and were always flexible and willing to answer questions.
Reply from Khary Williams
August 18th, 2026 04:29 PM
Nathaniel, I appreciate your feedback and am glad to hear that you found my team present and knowledgeable throughout the process. It's good to know that our updates and flexibility made a positive impact on your experience. If you have any...
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Team Williams is a rock star team. Khary, Daniel and Kelsey are professional, timely and communicative. I've done many deals with them and I look forward to doing many more.
Reply from Khary Williams
August 17th, 2026 01:21 PM
Todd, I'm pleased to hear about your positive experiences with Team Williams. It's great to know that you find our team professional and communicative. I'm looking forward to working together on many more deals in the future.
Great staff! Very committed to helping me through this process.
Reply from Khary Williams
August 11th, 2026 03:56 PM
Asha, I appreciate your kind words about the staff and their commitment to assisting you. I'm glad we could help you through the process smoothly.
Working with Khary Williams as my mortgage broker was an outstanding experience from start to finish. He made every step of the home-buying process simple and stress-free by clearly explaining everything, answering all of my questions, and...
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Reply from Khary Williams
August 10th, 2026 08:39 PM
Devin, I'm truly grateful for your kind words and happy to hear that you found the home-buying process simple and stress-free. It's wonderful to know that my efforts to provide clear explanations and keep you informed were helpful. Thank you...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
USDA
First Time Home Buyer Programs
FHA
VA
184 Native American
Conventional
Jumbo
FHA 203k streamline
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Licenses
- NMLS# 137788
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149