

Khary Williams
Senior Mortgage Banker | NMLS# 137788

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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closed
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8:30 AM to 5 PM
Tues
8:30 AM to 5 PM
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Reviews from Web
Khary is very educational in his field and very helpful whenever I had questions!
Khary did a great job helping us with our one time close USDA construction loan! He made himself available to us even after hours and was very patient with all of our questions!
Khary was not only super professional and communicative, but extremely knowledgeable about the markets and the products he offers. Will continue to work with him!
Khary was a God-send! He always made us feel that our dreams were possibilities, and he was always willing to give us opportunities to ask questions. Khary remained accessible to us day and night, weekday or weekend throughout the entire process....
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The process was smooth and khari was very informative whenever we had a concern for something!
Reply from Khary Williams
September 28th, 2026 05:01 PM
Temeca, I'm glad to hear that you found the process smooth and that I could provide the information you needed at Flat Branch Home Loans. Thank you for your feedback!
Cause of khary will was very good to me and my wife
Reply from Khary Williams
September 28th, 2026 01:32 PM
Jermaine, I'm happy to hear that you and your wife had a good experience with me at Flat Branch Home Loans. Thank you for your kind words.
Khary and his team where very thorough when working with myself and my brother while we got approval for purchasing our new house! They always answered any questions we had in a timely manner and responded promptly to my emails. I appreciate...
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Reply from Khary Williams
September 28th, 2026 12:51 PM
Heather, I'm pleased to hear that you found my team and me thorough and responsive during your home financing process with Flat Branch Home Loans. It's great to know that our efforts were helpful to you and your brother. Thank you for your...
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This was my first experience buying a home, and without a doubt Khary will be in every pleasant conservation about this experience! Being taught that home buying is a stressful and difficult process, Khary made it absolutely worry free for...
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Reply from Khary Williams
September 22nd, 2026 05:43 PM
Anna, I'm grateful for your kind words and glad to have made your first home-buying experience a positive one. It's wonderful to hear that the process was worry-free for you and your family. At Flat Branch Home Loans, we strive to make such...
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Mr. Williams and his team go above and beyond to make sure the deal gets done! Can't thank them enough!
Khary is very knowledgeable and diligent with his clients. We went from no credit score to purchasing a home. He doesn't mind taking time to explain things in detail. It was a pleasure working with him. Thank you for all that you do Khary.
Reply from Khary Williams
September 21st, 2026 05:01 PM
Carolyn, I appreciate your kind words and am glad to hear that you found my guidance helpful as you moved from no credit score to purchasing a home. It was a pleasure working with you, and I’m pleased I could provide detailed explanations throughout...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
USDA
First Time Home Buyer Programs
FHA
VA
184 Native American
Conventional
Jumbo
FHA 203k streamline
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Licenses
- NMLS# 137788
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149