

Khary Williams
Senior Mortgage Banker | NMLS# 137788

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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8:30 AM to 5 PM
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closed
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closed
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Reviews from Web
Khary and his team were extremely helpful.
Reply from Khary Williams
January 12th, 2026 08:57 PM
Thank you for your kind words, Kris. It's rewarding to know that you found the assistance helpful. If there's ever anything else you need, please don't hesitate to reach out to me directly.
Ok was the best outcome for me. Khary provided the information I needed in a timely manner to put my mind at ease about making an expensive, but ultimately a good, financial decision.
Reply from Khary Williams
December 22nd, 2025 08:35 PM
I'm grateful for your positive feedback, Reginald. It's reassuring to learn that the information I provided was both timely and helpful in supporting your financial decision. If there’s anything else you might need assistance with, please don’t...
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TRUTH GOES A LONGGGGGGG WAY MY BROTHER HAPPY THANKS BGIVING ALSO!!
Reply from Khary Williams
December 8th, 2025 06:35 PM
It sounds like you had a positive experience, Terence. I appreciate your enthusiastic message and am glad to hear that everything went well. If there's anything else I can do for you, feel free to reach out. Happy Thanksgiving to you as well!...
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Communication was great and respectful
Reply from Khary Williams
December 8th, 2025 03:35 PM
I'm pleased to hear that you found the communication to be great and respectful, Tony. Providing a positive experience through clear communication is a priority for me. If there's anything more I can do for you, please let me know.
Where do I begin???? Khary is a wonderful loan Officer to me. He never didn't answer any questions or things that I was unsure about or did not u derstand. If I wanted advice on what do to,he always came through!!! He was a big help in helping...
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Reply from Khary Williams
December 4th, 2025 09:00 PM
Your heartfelt feedback means a lot to me, Stephanie. I'm glad that I could assist you with your questions and provide the guidance you needed throughout the home buying process. It's wonderful to know that the support on your credit journey...
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went smoothly and in a timely maAnd Ca was very helpful through the whole process
Reply from Khary Williams
December 1st, 2025 03:31 PM
Thank you for sharing your experience, Tammy. I'm glad to know the process went smoothly and in a timely manner for you. It's also reassuring to hear that you found the support helpful throughout. If you have any other questions or need further...
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Kharry and Daniel was easy to work with however the title companies 1st one on the purchase sucked and the 2nd one was not much better very poor experience. Kharry and Flat Branch Mortgages have easy to work with as Navy veteran. The title...
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Reply from Khary Williams
November 17th, 2025 01:52 PM
Thank you for sharing your feedback, Odie. I'm glad to hear that you found me and Flat Branch Home Loans easy to work with, especially as a Navy veteran. I apologize for the issues you faced with the title companies and your initial realtor...
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Good communication
Reply from Khary Williams
November 17th, 2025 09:06 PM
I'm grateful for your comment about my communication, Daniel. If there's any other way I can assist or if you have further feedback, please feel free to get in touch.
Made the process easy!
Reply from Khary Williams
November 13th, 2025 09:03 PM
I'm pleased to know that I could help make the process easy for you, Veronica. If you have any more questions or need assistance in the future, feel free to reach out.
Khary and his team are excellent communicators. They put the needs of the client first and always stay engaged in the transaction. I will use them every chance get.
Reply from Khary Williams
December 2nd, 2025 02:48 PM
Rosalind, I appreciate your kind words about my team and me. Prioritizing our clients' needs and maintaining strong communication is important to us. I'm glad to hear that you'd like to work with us again. If you ever need assistance, don't...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
USDA
First Time Home Buyer Programs
FHA
VA
184 Native American
Conventional
Jumbo
FHA 203k streamline
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Addresses and Serving Areas
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Other Serving Areas
Year Started
2006
Licenses
- NMLS# 137788
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149