
Kevin Richardi
SVP, Branch Manager

Hi, I’m Kevin, and I’m dedicated to making your mortgage a win! I love serving community's across the country as a loan officer, bringing homeownership dreams to life in the place I call home. My team and I have years of experience helping... Show More
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The experience overall went smoothly and it was pretty low stress. The customer service was great but I feel like the personal communication and responding to questions could have been a little better. I am happy with the service and appreciate...
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Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thanks for the feedback, Brandon. It's great to hear that your overall experience with Embrace Home Loans was a positive one. I appreciate your comments regarding communication and will endeavor to improve this aspect going forward. I'm glad...
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Kevin took his time and explained all my options
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm glad to hear that you appreciated the time I took to explain all your options, Lisa. Your feedback means a lot to me and it's wonderful to know that our interactions contributed positively to your home purchasing process. I always aim to...
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We had no delays in closing, like last time I used embrace!
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm thrilled to hear that you had a smooth and delay-free closing process this time with Embrace Home Loans, Jessica. It's always my goal to make the loan process as straightforward and efficient as possible. Your feedback is much appreciated...
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Kevin always provides great customer service and answers all of my many questions.
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm thrilled to hear you had such a positive experience, Tamara! Your feedback means the world to me. I greatly appreciate your trust in me for your loan needs and I'm always here to answer any questions you may have. I'm glad I could assist...
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very professional and great to work with. I highly recommend him!! Answered all questions and concerns on time and clearly!!
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you, Adil!
Professional and kept me informed each step of the way
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you, Travis!
Kevin was helpful working with me on the rater and other matters. I appreciated the lender paid rate buy down option very much.
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you, Lali!
Professional and very helpful
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you, Michelle, for your kind words and a fantastic rating. I'm delighted to hear that you found my service professional and helpful. It was my pleasure to assist with your purchase loan, and I always strive to provide the best possible...
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Responsiveness, willingness to answer questions, and a positive attitude.
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you, Thomas!
Kevin Richardi was professional and knowledgeable throughout the process, which really helped us with buying our home. His attention to detail on what our needs were and how to accomplish them were exceptional.
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you, Marcus! Happy for you and your family! You are an awesome person!
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About
Hi, I’m Kevin, and I’m dedicated to making your mortgage a win! I love serving community's across the country as a loan officer, bringing homeownership dreams to life in the place I call home. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. With Total Mortgage, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 7175