
Kevin Richardi
SVP, Branch Manager

Hi, I’m Kevin, and I’m dedicated to making your mortgage a win! I love serving community's across the country as a loan officer, bringing homeownership dreams to life in the place I call home. My team and I have years of experience helping... Show More
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Kevin and his team were in constant communication and made the process very smooth.
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you so much for your kind words, Rini. I'm delighted to hear that you found our communication to be constant and the loan process smooth. At Embrace Home Loans, we strive to provide the best service possible and it’s great to know we...
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Everything
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm thrilled to hear about your positive experience, Susan! It was a pleasure to assist you in your home purchase. I always strive to provide top-notch service for my clients at Embrace Home Loans. Your 5-star review means a lot to me. If you...
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There were challenges in complying with insurance requirements. Kevin and team did an outstanding job resolving. Best service possible
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you for your positive feedback, Jeffrey! I'm so glad you appreciated our efforts in resolving the challenges concerning the insurance requirements. It was our primary goal to provide the best service possible. Nothing makes me happier...
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Communication was great.
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm glad to hear that you were satisfied with the communication during your loan purchase, Emily. It's important to us at Embrace Home Loans to keep our clients informed and updated. Thank you for leaving a review and for your rating of 4.33...
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Kevin is the ultimate professional & is backed by a great team. Brandon was unbelievable to work with and was always available, super responsive (like 15 mins max) which I was shocked by. Really don't think we would have gotten the house without...
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Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you for the glowing review, Michael! It was a pleasure to assist you in your home buying journey. I strive to provide the best service to my clients and I'm glad to hear that you appreciated my responsiveness and professional approach....
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Kevin was great from start to finish! He was always available to answer any concerns and always addressed us with a pleasant voice. So many times we called him with questions we had and he always greeted us in a cheerful way, willing to listen....
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Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm absolutely overjoyed to hear about your positive experience with me, Deborah. It's always my goal to be available and provide answers to all your concerns. It's a pleasure to hear that my cheerful demeanor and expertise were appreciated....
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Kevin was our advocate he never gave up getting us in our new home. My husband and I became very close to Kevin. He cared and walked us thru the new construction build. He truly works for his clients and treat them like family. Thank you so...
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Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm sincerely touched by your kind words, Wanda. It was my utmost pleasure to guide you through the process of your new home construction. Being described as an advocate is truly heartwarming, and treating my clients like family is what I strive...
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Kevin and his team always keep me in the loop and explained things I didn’t understand. While they also went above and beyond to make sure I had the best rates possible and the easiest transaction. I don’t see a reason to ever go elsewhere!
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you very much, Jennifer, for your kind words and the fantastic 5-star rating. It was a pleasure to assist you with your cash-out refi. My team and I strive to provide clear communication and the best rates for our clients, ensuring a...
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Kevin and Brandon saved the deal
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm incredibly grateful for your feedback, Walter. It's always reassuring to know that our efforts are making a positive impact. I'm pleased that Brandon and I could assist in making your purchase through Embrace Home Loans a success. Your...
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Kevin makes it easy fast and simple! Thank you Kevin!
Reply from Kevin Richardi
November 11th, 2025 06:08 PM
I'm thrilled to hear about your positive experience, Tricia. I believe simplicity is key when facilitating home loans, so I'm glad you found the process easy and fast. Your satisfaction is my top priority. Thank you for choosing Embrace Home...
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About
Hi, I’m Kevin, and I’m dedicated to making your mortgage a win! I love serving community's across the country as a loan officer, bringing homeownership dreams to life in the place I call home. My team and I have years of experience helping clients close with confidence. I’ll answer your questions in simple terms, help you through each step in home financing and do everything in my power to help you go from getting pre-approved to relaxing at home in no time. With Total Mortgage, you get more than a smooth process – you get more mortgage options, too. We have client favorites like conventional, FHA, VA, and USDA loans, plus a selection of programs you won’t find anywhere else.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Addresses and Serving Areas
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 7175