

Kevin Kelly
Mortgage Loan Officer


James Madison University
I am honored to have spent over 30 years in the mortgage industry helping countless individuals and families reach their homeownership goals, and proudly serving my valued clients and referral sources throughout Virginia, Maryland, and Nort... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 8 PM(Open now)
Fri
9 AM to 8 PM
Sat
9 AM to 7 PM
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Reviews from Web
Mr Kelly made this whole process such a pleasure. I at no point was left unaware of anything. He prepared me for things that could possibly happen and informed me every step of the way, making it so easy. For I have heard of such hassles, with...
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Kevin helped me in 2006 for our first mortgage. We called him to help with a refinance. We have a COMPLICATED situation (business owner and self-employed) and he wa able to QUICKLY help us get refinanced in about a month at a lower rate, and...
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From our first conversation to closing was a breezy process. Kevin and team were able to help us close the deal within tight timeframe. Highly recommended!
This was an amazing experience! Kevin made everything so simple and clear. He answered all my questions, responded to calls immediately, and was a pleasure to work with! I couldn't have had a better lender.
Excellent. Kevin Kelly is professional and courteous. He worked with me from start to finish and never missed a step. I have recommended him to others and will use him again when the time comes. The entire team was exception, thorough and always...
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Kevin Kelly made our home buying experience exceptional! There are not enough words to describe the pleasure of working with a lender who is knowledgeable, prompt, and genuine. I would highly recommend him to anyone looking for a wonderful...
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I have know Kevin Kelly for a few years now. Kevin has helped me with refinancing of my mortgage twice. Both times the refinancing process was very smooth and efficient. He is extremely responsive. It seems that he works 24/7. Both times I...
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First time home buyers over here - if that's you, we know how confusing mortgages can be. Kevin spent oodles of time explaining all the ins and outs of costs & fees to us as well as hustling on weekends & late nights to get pre approval letters...
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I am very happy. Kevin is very good and very knowledgeable, he always give u best advice. He also gave me some good contact for home search like Paul, was very helpful.Thanks Kevin
We know Kevin for almost 20 years. We have financed and/or refinanced with him our last five homes. Throughout all of our transactions, Kevin demonstrated in-depth knowledge of the home financing process and the mortgage industry. Kevin is...
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About
I am honored to have spent over 30 years in the mortgage industry helping countless individuals and families reach their homeownership goals, and proudly serving my valued clients and referral sources throughout Virginia, Maryland, and North Carolina.
Becoming licensed as a Realtor in 2023 with eXp Realty in Virginia, I am able to provide greater value to my clients leveraging my expertise in both critical specialties, mortgage financing and real estate sales.
My client-focused and value-added approach has helped me build a long and successful career built upon a solid foundation of trust, expertise and excellent service.
Contact me today to learn how I can help you achieve your financial and homeownership goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Loans
Refinance Loans
First-Time Buyers
Investor Financing
Full Doc & Non-QM Options
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Education
- James Madison UniversityFinance and EconomicsBachelor of Business Administration (BBA)Aug 1985 -Dec 1989

- George Mason UniversityFinanceMaster of Business Administration (M.B.A.)Aug 1995 -Aug 2000

Positions
- Kind Lending, LLC - Mortgage Loan OfficerNov 2nd, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 410068
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.