

Kevin Kelly
Mortgage Loan Officer


James Madison University
I am honored to have spent over 30 years in the mortgage industry helping countless individuals and families reach their homeownership goals, and proudly serving my valued clients and referral sources throughout Virginia, Maryland, and Nort... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 8 PM(Open now)
Fri
9 AM to 8 PM
Sat
9 AM to 7 PM
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Reviews from Web
Kevin is very thorough and extremely knowledgeable of thelending industry. He overcomes problems and develops solutions quickly. Theprocessor team is also great, very efficient. Everyything turned out great. EveryoneI know who needs a home...
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Scot! You have been a wonderful client over more years than I can count now, and it's always an absolute pleasure to work with you! Your loyalty and support mean a great deal to me, and I don't take it for granted! I'm so glad everything...
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Kevin is highly responsive, knowledgeable, and thoughtful . I'm concerned he doesn't get enough sleep . He is always willing to go above and beyond. I couldn't recommend anyone above Kevin . Thank you Kevin for your devotion to my family and...
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Sorry for the delay in responding Ernie, I was asleep! ;) Thanks so much for your wonderful compliments and incredibly kind review - I really enjoyed working with you and truly as we discussed feel great satisfaction in securing a very nice...
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Kevin Kelly is the best. He got the loan done ahead of scheudle when they wanted to close early. That is no small task and he got it done on time with no issues at all. Well done!
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Kevin! The only thing better than having one Kevin working on a deal is having two! ;)I appreciate the referral, thank you! It was great working with you again and they were amazing too as you know, so nice and pleasant and always on...
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Kevin was very responsive and solutions-oriented.
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Maggie, congratulations on achieving this wonderful goal for you and your family and here's wishing you many years of happiness in your new home! I know you will love it and I appreciate the opportunity to help you accomplish this fabulous...
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The emails updating me as to where we were in the process and the next steps were very helpful.
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
That's great to hear Joelle - it was a pleasure partnering with you on this and I'm glad everything worked out so well for our mutual clients! I know they will love their new second home and it was great to play a role in helping them accomplish...
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Kevin was so responsive! Early mornings, nights, weekends... Kevin is always there.
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Nicole, now I feel bad that it took me until the next day to respond to this wonderful review lol! JK and thanks again for the positive feedback, you were a pleasure and SO easy to work with AND on top of everything (very responsive...
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Have worked with Kevin before, he's very knowledgeable and helped to walk us through all of our options. He ran the numbers several times trying to get us the best deal and was in contact as we made our way through the process
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Micheal, it was a pleasure working with you guys again and I just wish we could do it every couple of months lol, but I think you are all set for a while! ;)I look forward to whenever the opportunity presents itself in the future however,...
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Kevin is always wonderful to work with. His knowledge and friendly disposition gives me and my partner the courage to ask for help. Not to mention all his years of expeicre made the process seemless.
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks so much Randall, it was a pleasure working with you guys again and I really appreciate your loyalty - you're getting to be experts at this by now! ;) I'm glad we were able to lower your rate and payment by a good bit going forward, that...
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Making sure to get me to the finish line.
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Kadrina, yes we ran through the tape together in full stride! ;) The pleasure was all mine and I appreciated the opportunity to help you with this important transaction! Congratulations and I wish you all the best going forward, please...
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Kevin was a pleasure to work with. He was there every step of the way. He was a great communicatir. I will refer him to all of my friends and family. We sure do love Kevin as a realtor and our lender. There is too many positive things to communicate...
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thank you Jenna and the feeling is mutual, you were simply wonderful to work with and I loved meeting and getting to know your beautiful, fun and very smart daughter as well! It gives me great satisfaction and pleasure to know that you will...
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About
I am honored to have spent over 30 years in the mortgage industry helping countless individuals and families reach their homeownership goals, and proudly serving my valued clients and referral sources throughout Virginia, Maryland, and North Carolina.
Becoming licensed as a Realtor in 2023 with eXp Realty in Virginia, I am able to provide greater value to my clients leveraging my expertise in both critical specialties, mortgage financing and real estate sales.
My client-focused and value-added approach has helped me build a long and successful career built upon a solid foundation of trust, expertise and excellent service.
Contact me today to learn how I can help you achieve your financial and homeownership goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Loans
Refinance Loans
First-Time Buyers
Investor Financing
Full Doc & Non-QM Options
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Education
- James Madison UniversityFinance and EconomicsBachelor of Business Administration (BBA)Aug 1985 -Dec 1989

- George Mason UniversityFinanceMaster of Business Administration (M.B.A.)Aug 1995 -Aug 2000

Positions
- Kind Lending, LLC - Mortgage Loan OfficerNov 2nd, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 410068
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.