

Kevin Kelly
Mortgage Loan Officer


James Madison University
I am honored to have spent over 30 years in the mortgage industry helping countless individuals and families reach their homeownership goals, and proudly serving my valued clients and referral sources throughout Virginia, Maryland, and Nort... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 8 PM(Open now)
Fri
9 AM to 8 PM
Sat
9 AM to 7 PM
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Reviews from Web
I first met Kevin Kelly in mid-2024, and from our very first conversation, I could tell he was one of the kindest and most informative real estate agents I had ever spoken to. While I didn’t have much personal experience with buying a home...
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Wow Stephanie, thank you so much for a touching and heartfelt review - and it gives me more pleasure and personal satisfaction than you could possibly know to receive such incredible feedback and a sincere recognition of my efforts!I tell my...
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Kevin really knew his stuff and was able to get what we thought was a very difficult loan to close with ease. Can't begin to say how wonderful it was to get an opportunity to work with him
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks so much Charlotte, it was truly a great team effort and an absolutely wonderful experience working with you for the first time - I certainly hope we can do it again sometime soon and I am so thrilled for our mutual client! It all worked...
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Working with Kevin on the purchase of my second home was an outstanding experience. He made the entire loan process smooth, stress-free, and fast. Kevin was always available to answer my questions, explain details clearly, and kept everything...
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Wow thanks Ari for such a glowing review, I really appreciate the extremely flattering assessment and the time you took to submit this! You, as you must know, are truly a wonderful person and it was an absolute honor and pleasure to work with...
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Kevin is awesome! He makes sure to be available when needed and is on top of the required information. He made it easy to get documents over to him and was there every step of the way!
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Brie! It was an extra-special opportunity to help you and James with this momentous achievement given our long term family history and I was honored to be a part of such an amazing milestone for both of you! Especially with that particular...
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Working with Kevin was an absolute pleasure from start to finish. Kind, patient, and incredibly knowledgeable, he made the entire home buying process feel manageable and even enjoyable. As a first-time homebuyer, I had a lot of questions, but...
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thank you so much for that amazing review Taylor! It's extremely gratifying to receive such complimentary feedback about my services and I'm truly very flattered! You (and Sam, and your mom!) were absolutely a joy to work with throughout the...
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As a first homebuyer, Kevin made sure I understood every single financial step I was getting into and the loan process was smooth and excellence. Kevin provided me with detailed explanation from the beginning of the loan process to the end....
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Julius for your kinds words and strong endorsement, and it will be quite the challenge for me to feel as good about any outcome in the future as I do about this one!Coming full circle from the first house we saw together which you fell...
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Kevin was very helpful with his explanations to make sure that I understood everything. He is very professional and courteous. i felt very at ease discussion my personal business with him.
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Kevin, we had a record breaking number of Kevin's involved on this transaction including your amazing son and Realtor...and they all came through! ;) And the Settlement Agent gets partial credit for being named Ken!Well the second time...
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Very professional and returned calls in a timely matter.
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Kris, I really appreciate your taking the time as the listing agent to submit this review - it was truly a team effort and everyone did their part to help bring about a successful closing! It was wonderful working with you and I hope...
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Kevin, Thank you for all your help and amazing job. Your knowledge and work experience made easy to buy my first home. Even though, some circumstances came out you were so efficient to resolve it. Thank you again
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Reply from Kevin Kelly
November 4th, 2026 03:48 PM
My pleasure Esmeralda and you are very kind, I loved working with you and am SO glad we got everything done within the critical time frame you needed! It was truly a team effort including your Realtor and the title company, but mostly YOU taking...
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Great communication and the smoothest transaction you could ask for. Thank you, Kevin!
Reply from Kevin Kelly
November 4th, 2026 03:48 PM
Thanks Christy, that's so great to hear and I really appreciate the positive feedback! It takes a team effort and you certainly did your part - thanks for all your effort and support throughout the process to help make this transaction a success...
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About
I am honored to have spent over 30 years in the mortgage industry helping countless individuals and families reach their homeownership goals, and proudly serving my valued clients and referral sources throughout Virginia, Maryland, and North Carolina.
Becoming licensed as a Realtor in 2023 with eXp Realty in Virginia, I am able to provide greater value to my clients leveraging my expertise in both critical specialties, mortgage financing and real estate sales.
My client-focused and value-added approach has helped me build a long and successful career built upon a solid foundation of trust, expertise and excellent service.
Contact me today to learn how I can help you achieve your financial and homeownership goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Purchase Loans
Refinance Loans
First-Time Buyers
Investor Financing
Full Doc & Non-QM Options
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Education
- James Madison UniversityFinance and EconomicsBachelor of Business Administration (BBA)Aug 1985 -Dec 1989

- George Mason UniversityFinanceMaster of Business Administration (M.B.A.)Aug 1995 -Aug 2000

Positions
- Kind Lending, LLC - Mortgage Loan OfficerNov 2nd, 2026 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1991
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 410068
Disclaimer
©2026 | Kind Lending, LLC | NMLS #3925 | For all Kind Lending licensing: http://nmlsconsumeraccess.org/ | 1920 Main Street, Suite 1200, Irvine, CA 92614 | (888) 250-5463 | Licensed by the Department of Financial Protection and Innovation under the CA Residential Mortgage Lending Act; Hawaii Mortgage Loan Originator Company License HI-3925; Licensed by the NJ Department of Banking and Insurance. AZ Banker License 0943427. MA Mortgage Banker License #MC3925. All Rights Reserved.