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Karissa Espinosa - Mortgage Loan Officer | NMLS 1455273 in New Albany, IN

Karissa Espinosa

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Mortgage Loan Officer | NMLS 1455273

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Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
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Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • BytePro
    R
    Ronald H
    Posted on July 20th, 2024 03:35 AM
    Everything went smoothly
    Reply from Karissa Espinosa
    July 22nd, 2024 03:35 AM
    I'm thrilled to hear your FHA loan process with Stock Yards Bank & Trust went smoothly, Ronald. Your feedback is much appreciated and I'm happy to have been able to assist you. Please don't hesitate to reach out if you have any other financial...
    read more
  • BytePro
    R
    Robert C
    Posted on June 20th, 2024 01:15 PM
    Karissa went above and beyond to be as helpful as possible. This was my first home and she made everything very clear and answered all of my questions promptly.
    Reply from Karissa Espinosa
    June 22nd, 2024 01:17 PM
    I'm thrilled to hear that you had such a positive experience with your first home purchase, Robert! It's always my goal to make the process as clear and straightforward as possible for my clients. Your feedback is greatly appreciated and it...
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    Brady P
    Posted on June 15th, 2024 12:48 PM
    Karissa goes above and beyond to create easy loan setup and truly works to get the best deal put together that she can.
    Reply from Karissa Espinosa
    June 17th, 2024 12:49 PM
    Thank you so much for the glowing review, Brady! I'm thrilled to hear that you had a positive experience with the loan setup. At Stock Yards Bank & Trust, we strive to provide the best service and deals we can. Your feedback assures me that...
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  • BytePro
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    Cody G
    Posted on May 28th, 2024 08:26 PM
    For our first time buying a home, I cannot imagine the experience being any smoother. Karissa was very knowledgable, personable and gave great advice when deciding the best avenue for us. Can’t say enough good things about her and SYB.
    Reply from Karissa Espinosa
    May 30th, 2024 08:27 PM
    Hi Cody, I am thrilled to hear that your first home buying experience was smooth and enjoyable! It was a pleasure to provide you with advice and support during this important time. Your kind words and high rating mean a lot to me and to everyone...
    read more
  • BytePro
    S
    Sharon R
    Posted on April 24th, 2024 08:38 PM
    Karissa was so friendly and she help me so much she kept me updated and let me know everything that I needed to do I’m so grateful for all they did for me and I pray that the Lord blesses them so much because they were a blessing to me
    Reply from Karissa Espinosa
    April 26th, 2024 08:40 PM
    Thank you so much for your kind words, Sharon. I'm thrilled to hear that you had a positive experience with your Local Agency loan. It was truly a pleasure to assist you, and your feedback is greatly appreciated. Knowing that I was able to...
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    Colin L
    Posted on April 23rd, 2024 06:58 AM
    Karissa made the loan process go smoothly and guided us through the requested paperwork. Answered whatever questions that we had going through the process. Karissa treated us with utter respect and courtesy. We are grateful for being well taken...
    read more
    Reply from Karissa Espinosa
    April 25th, 2024 06:58 AM
    I'm incredibly grateful for your kind words, Colin. It was my pleasure to guide you through the loan process at Stock Yards Bank & Trust. Ensuring your needs are met and helping answer all your questions is my top priority. I'm thrilled to...
    read more
  • Zillow
    L
    Latashacrum L
    Charlestown, IN
    Posted on April 22nd, 2024 12:00 AM
    Me and my partner were so lucky to find Karissa! She was amazing for the entire process. Her advice and help was beyond amazing. If we could give her 10 stars we would!
    Reply from Owner
    March 4th, 2025 12:00 AM
    Thank you so much Latasha!
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    Bertha C
    Posted on April 21st, 2024 08:43 PM
    Karissa was able to answer all of our question, she was very polite and patient and helped us find the best deal.
    Reply from Karissa Espinosa
    April 23rd, 2024 08:44 PM
    Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
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    Jason C
    Posted on April 18th, 2024 08:32 PM
    Excellent communication, quick and easy process for the most part. Had me approved and in a home within a month. 10/10 experience and will definitely be using Karissa for any future purchase.
    Reply from Karissa Espinosa
    April 20th, 2024 08:35 PM
    I enjoyed working with you. Thanks for the great feedback.
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    Latasha C
    Posted on April 17th, 2024 07:29 PM
    As first time home buyers, Karissa made this process as simple for us as possible! Always there to answer questions. Loved working with her and will recommend her and stockyard bank to my friends and family!
    Reply from Karissa Espinosa
    April 19th, 2024 07:32 PM
    I really appreciate the feedback and am looking forward to working with you again.
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    About
    Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Construction Loan
    Adjustable Rate Mortgages
    USDA Loans
    Cash-Out Refinances
    Specialities
    Mortgage Lending
    FHA Mortgages
    Portfolio Mortgages
    Conventional Mortgages
    USDA / RHS Mortgages
    Right at Home 100% Financing Mortgages
    Indiana Housing Down Payment Assistance Mortgages
    Kentucky Housing Down Payment Assistance Mortgages
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    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Memberships
    • Mortgage Bankers of Louisville
    • 1si - One Southern Indiana Chamber of Commerce
    • Habitat for Humanity Women's Build Committee Clark and Floyd
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    Addresses and Serving Areas

    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #1455273
    Achievements
    • Top 10 LO's with Stock Yards Bank 3 years in a row.
    Hobbies
    • Photography
    • OneWheels
    • Outdoors / Nature
    • View All
    Disclaimer
    2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender