

Karissa Espinosa
Mortgage Loan Officer | NMLS 1455273

Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 4 PM
Thu
9 AM to 4 PM
Fri
9 AM to 5:30 PM
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Overall Ratings
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Reviews from Web
Everything went smoothly
Reply from Karissa Espinosa
July 22nd, 2024 03:35 AM
I'm thrilled to hear your FHA loan process with Stock Yards Bank & Trust went smoothly, Ronald. Your feedback is much appreciated and I'm happy to have been able to assist you. Please don't hesitate to reach out if you have any other financial...
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Karissa went above and beyond to be as helpful as possible. This was my first home and she made everything very clear and answered all of my questions promptly.
Reply from Karissa Espinosa
June 22nd, 2024 01:17 PM
I'm thrilled to hear that you had such a positive experience with your first home purchase, Robert! It's always my goal to make the process as clear and straightforward as possible for my clients. Your feedback is greatly appreciated and it...
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Karissa goes above and beyond to create easy loan setup and truly works to get the best deal put together that she can.
Reply from Karissa Espinosa
June 17th, 2024 12:49 PM
Thank you so much for the glowing review, Brady! I'm thrilled to hear that you had a positive experience with the loan setup. At Stock Yards Bank & Trust, we strive to provide the best service and deals we can. Your feedback assures me that...
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For our first time buying a home, I cannot imagine the experience being any smoother. Karissa was very knowledgable, personable and gave great advice when deciding the best avenue for us. Can’t say enough good things about her and SYB.
Reply from Karissa Espinosa
May 30th, 2024 08:27 PM
Hi Cody, I am thrilled to hear that your first home buying experience was smooth and enjoyable! It was a pleasure to provide you with advice and support during this important time. Your kind words and high rating mean a lot to me and to everyone...
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Karissa was so friendly and she help me so much she kept me updated and let me know everything that I needed to do I’m so grateful for all they did for me and I pray that the Lord blesses them so much because they were a blessing to me
Reply from Karissa Espinosa
April 26th, 2024 08:40 PM
Thank you so much for your kind words, Sharon. I'm thrilled to hear that you had a positive experience with your Local Agency loan. It was truly a pleasure to assist you, and your feedback is greatly appreciated. Knowing that I was able to...
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Karissa made the loan process go smoothly and guided us through the requested paperwork. Answered whatever questions that we had going through the process. Karissa treated us with utter respect and courtesy. We are grateful for being well taken...
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Reply from Karissa Espinosa
April 25th, 2024 06:58 AM
I'm incredibly grateful for your kind words, Colin. It was my pleasure to guide you through the loan process at Stock Yards Bank & Trust. Ensuring your needs are met and helping answer all your questions is my top priority. I'm thrilled to...
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Me and my partner were so lucky to find Karissa! She was amazing for the entire process. Her advice and help was beyond amazing. If we could give her 10 stars we would!
Reply from Owner
March 4th, 2025 12:00 AM
Thank you so much Latasha!
Karissa was able to answer all of our question, she was very polite and patient and helped us find the best deal.
Reply from Karissa Espinosa
April 23rd, 2024 08:44 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
Excellent communication, quick and easy process for the most part. Had me approved and in a home within a month. 10/10 experience and will definitely be using Karissa for any future purchase.
Reply from Karissa Espinosa
April 20th, 2024 08:35 PM
I enjoyed working with you. Thanks for the great feedback.
As first time home buyers, Karissa made this process as simple for us as possible! Always there to answer questions. Loved working with her and will recommend her and stockyard bank to my friends and family!
Reply from Karissa Espinosa
April 19th, 2024 07:32 PM
I really appreciate the feedback and am looking forward to working with you again.
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About
Karissa grew up watching her father in the mortgage industry and as she went into her final semester of college, made the decision that upon graduation, she would give her go at being a loan officer. Hesitant to pursue the career, she began in July of 2016 and has loved every second of it. She quickly found that this was a passion of hers, to help people finance their first home, their dream home, or their forever home. Karissa is here to help all of your mortgage needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Construction Loan
Adjustable Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
Mortgage Lending
FHA Mortgages
Portfolio Mortgages
Conventional Mortgages
USDA / RHS Mortgages
Right at Home 100% Financing Mortgages
Indiana Housing Down Payment Assistance Mortgages
Kentucky Housing Down Payment Assistance Mortgages
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Memberships
- Mortgage Bankers of Louisville
- 1si - One Southern Indiana Chamber of Commerce
- Habitat for Humanity Women's Build Committee Clark and Floyd
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #1455273
Achievements
- Top 10 LO's with Stock Yards Bank 3 years in a row.
Hobbies
- Photography
- OneWheels
- Outdoors / Nature
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Disclaimer
2024 Stock Yards Bank & Trust. All rights reserved. Routing Number: #083000564. Member FDIC, Equal Housing Lender