

Ken Ynes
Loan Officer

Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guidi... Show More
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In comparison to other prior home purchases, this experience was the easiest, most efficient, and most transparent one I have had with a lender. Ken was very good at communicating exactly what he needed, and then dealing with that information...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Hey Charles, thanks a bunch for your amazing review and the full 5-star rating! It's heartening to hear that you found this home purchasing experience to be your easiest and most efficient one yet. Effective communication is a top priority,...
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In comparison to other prior home purchases, this experience was the easiest, most efficient, and most transparent one I have had with a lender. Ken was very good at communicating exactly what he needed, and then dealing with that information...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Hey Charles, thanks a bunch for your amazing review and the full 5-star rating! It's heartening to hear that you found this home purchasing experience to be your easiest and most efficient one yet. Effective communication is a top priority,...
read more
Kenny was absolutely amazing! His communication, efficiency, kindness, and perseverance was something I’d never experienced or expected (or even hoped for) in my multiple previous mortgage experiences. And he was able to get this done in an...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Hi Scott, I am over the moon to hear about your positive experience with us at NFM Lending. It's wonderful to know that my efforts in providing efficient, kind, and persevering service have not only met but exceeded your expectations. Your...
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Kenny was absolutely amazing! His communication, efficiency, kindness, and perseverance was something I’d never experienced or expected (or even hoped for) in my multiple previous mortgage experiences. And he was able to get this done in an...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Hi Scott, I am over the moon to hear about your positive experience with us at NFM Lending. It's wonderful to know that my efforts in providing efficient, kind, and persevering service have not only met but exceeded your expectations. Your...
read more
Kenneth was knowledgeable and very efficient.
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I appreciate your positive feedback, Patrick. I'm glad to hear that my knowledge and efficiency met your expectations. Your satisfaction is my top priority and I'm pleased to know that I was able to deliver it. Thank you for trusting NFM Lending...
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Kenneth was knowledgeable and very efficient.
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I appreciate your positive feedback, Patrick. I'm glad to hear that my knowledge and efficiency met your expectations. Your satisfaction is my top priority and I'm pleased to know that I was able to deliver it. Thank you for trusting NFM Lending...
read more
Mr. Ynes was very efficient and knowledgeable about the process and getting things done ahead of schedule. I would recommend him to others.
Mr. Ynes was very efficient and knowledgeable about the process and getting things done ahead of schedule. I would recommend him to others.
Mr. Ynes was very efficient and knowledgeable about the process and getting things done ahead of schedule. I would recommend him to others.
Reply from Kenneth Ynes
November 22nd, 2024 12:00 AM
I appreciate your positive feedback. It's great to know that my expertise and efficiency made your experience with us positive. I strive to provide excellent service, and we're happy to hear that we met your expectations.
Very knowledgeable and thorough and kept my realtor and myself informed as the steps progressed. Worked hard and fast to get to the closing when one party failed to finish a step and Ken Ynes and his team changed course quickly and resolved...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I truly appreciate your kind words, Thomas. It was a pleasure to assist you throughout the process and I’m pleased to hear that you found my service satisfactory. My team and I at NFM Lending always strive to provide the best solutions and...
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About
Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guiding Tampa Bay buyers and homeowners through purchases, refinances, and renovation loans with clear communication and on-time closings. His track record includes National Employee of the Year, multiple President's Club honors, and five years in the CEO Club. A Tampa Bay native, devoted husband of 27 years, and active in his church community, Kenny combines deep industry expertise with genuine, honest service — treating every client like a neighbor, not a transaction.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 327209
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender