Ken Ynes
Loan Officer
Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guidi... Show More
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Reviews from Web
Ken was very responsive and knowledgeable.
He was available through the whole process
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Paul, I'm thrilled to hear that you were satisfied with the service and guidance provided throughout the process. It's always my goal to be as responsive and knowledgeable as possible for my customers. Your 5-star rating means a lot and I appreciate...
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I was concerned about my property taxes going up because this is the first year my lot has been developed, and Kenny informed me that I could refinance so my monthly payment wouldn’t go up. He also got my interest rate down almost 2.5% and...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Hi Brett, I'm so glad I could assist you with your refinancing needs and help relieve some of your stress. It's always my goal to provide clear, concise information to my clients, making the process as smooth as possible. I'm thrilled to hear...
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I was concerned about my property taxes going up because this is the first year my lot has been developed, and Kenny informed me that I could refinance so my monthly payment wouldn’t go up. He also got my interest rate down almost 2.5% and...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Hi Brett, I'm so glad I could assist you with your refinancing needs and help relieve some of your stress. It's always my goal to provide clear, concise information to my clients, making the process as smooth as possible. I'm thrilled to hear...
read more
Very great communication skills. Ken clearly cares for his customers.
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I'm thrilled to hear that you had a positive experience with NFM Lending, Hannah. Your feedback means a lot to me. It's always my goal to ensure clear communication and to take good care of my customers. Thank you for the high rating and the...
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Very great communication skills. Ken clearly cares for his customers.
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I'm thrilled to hear that you had a positive experience with NFM Lending, Hannah. Your feedback means a lot to me. It's always my goal to ensure clear communication and to take good care of my customers. Thank you for the high rating and the...
read more
Ken Ynes has received a review with 5 star rating from Hannah R
Reply from Kenneth Ynes
July 18th, 2025 12:00 AM
Hannah, thank you for taking the time to leave me an outstanding 5 star review. It was an exceptional experience working with you as well. I'm glad I could help make the process smooth and enjoyable. If you need anything else in the future,...
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In this case I didn’t have much choice and the one reason why I agreed to do this refi now did not come to fruition
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Thank you for taking the time to write a review, Pamela. I am sorry to hear that the one reason you decided to refinance did not materialize as expected. I understand how frustrating that can be. Please rest assured, at NFM Lending, our main...
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In this case I didn’t have much choice and the one reason why I agreed to do this refi now did not come to fruition
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Thank you for taking the time to write a review, Pamela. I am sorry to hear that the one reason you decided to refinance did not materialize as expected. I understand how frustrating that can be. Please rest assured, at NFM Lending, our main...
read more
In preparation for our mortgage needs, we contacted several lenders who were all too quick to simply do the basic numbers and nothing more. Working with Ken at NFM was markedly different. He took the time to explore multiple financing scenarios...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
Hi Tyrone, I appreciate your thoughtful feedback and the time you took to post this review. I'm delighted to know that you had a positive experience working with me at NFM Lending. It was a pleasure to assist you in finding the best financing...
read more
In preparation for our mortgage needs, we contacted several lenders who were all too quick to simply do the basic numbers and nothing more. Working with Ken at NFM was markedly different. He took the time to explore multiple financing scenarios...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
Hi Tyrone, I appreciate your thoughtful feedback and the time you took to post this review. I'm delighted to know that you had a positive experience working with me at NFM Lending. It was a pleasure to assist you in finding the best financing...
read more
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About
Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guiding Tampa Bay buyers and homeowners through purchases, refinances, and renovation loans with clear communication and on-time closings. His track record includes National Employee of the Year, multiple President's Club honors, and five years in the CEO Club. A Tampa Bay native, devoted husband of 27 years, and active in his church community, Kenny combines deep industry expertise with genuine, honest service — treating every client like a neighbor, not a transaction.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 327209
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender