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Ken Ynes - Loan Officer in Tampa, FL

Ken Ynes

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Loan Officer

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Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guidi... Show More
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  • Encompass
    C
    Cedric J D
    Lakeland, FL
    Posted on January 28th, 2025 08:12 PM
    Kenneth was ALWAYS there for us, during the entire - sometimes difficult - journey to get our dream home. He explained everything and pickd up the phone on weekends to answer our - sometimes crazy - questions. Thanks to Kenny we'll move into...
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    Reply from Kenneth Ynes
    August 4th, 2026 06:25 PM
    I'm deeply humbled by your kind words, Cedric. It was my pleasure to guide you through the process and provide the necessary assistance even during the weekends. I am thrilled to hear that you are satisfied with my service and even more so...
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    Eva D
    Posted on January 28th, 2025 12:00 AM
    Ken helped us every step of the way, even weekends and helped us navigate a scary and difficult but ultimately rewarding journey.
    Reply from Kenneth Ynes
    July 21st, 2025 12:00 AM
    Eva, Weekends is the name of the game sometimes. So glad I could help you navigate the mortgage process which yes, can be a roller coaster at times. We made it happen. Thank you, Ken Ynes
  • Encompass
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    Russel B M
    Lecanto, FL
    Posted on January 25th, 2025 06:13 PM
    Kenny took care of everything from application to closing.
    Reply from Kenneth Ynes
    August 4th, 2026 06:24 PM
    Thank you for the feedback, Russel! I'm thrilled to hear that you were satisfied with the service. At NFM Lending, we strive to make the process from application to closing as smooth as possible, and I'm glad that was your experience. Your...
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  • Encompass
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    Russel B M
    Lecanto, FL
    Posted on January 25th, 2025 06:13 PM
    Kenny took care of everything from application to closing.
    Reply from Kenneth Ynes
    August 4th, 2026 06:25 PM
    Thank you for the feedback, Russel! I'm thrilled to hear that you were satisfied with the service. At NFM Lending, we strive to make the process from application to closing as smooth as possible, and I'm glad that was your experience. Your...
    read more
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    Matt P
    Posted on November 21st, 2024 12:00 AM
    Ken brings with him great communication, total clarity, and above all else, complete integrity. It was a pleasure working with him and I'll absolutely recommend and work with him again.
    Reply from Kenneth Ynes
    July 21st, 2025 12:00 AM
    Matt, Communication is key as this home buying is a huge life decision. Thank you for saying that you would recommend me as that is the best compliment I could receive. Ken Ynes
  • Zillow
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    Matthew P
    Saint Petersburg, FL
    Posted on November 21st, 2024 12:00 AM
    Ken is fantastic. He brings with him clear communication and absolute integrity with a no nonsense approach. I look forward to using him again.
    Reply from Kenneth Ynes
    November 22nd, 2024 12:00 AM
    Matt, I am delighted to know that my clear communication and integrity made your experience with us exceptional. It's my goal to provide the best possible service to our clients. We appreciate your feedback and look forward to working with...
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  • Encompass
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    Matthew J P
    St Petersburg, FL
    Posted on November 20th, 2024 11:47 AM
    Great communication, total clarity, and above all else, complete integrity. It was a pleasure working with Ken and I'll absolutely recommend and work with him again.CCCCC
    Reply from Kenneth Ynes
    August 4th, 2026 06:25 PM
    Thank you so much for your feedback, Matthew. I'm thrilled to hear that you had a positive experience and found the communication clear and satisfactory. It was a pleasure working with you as well, and I'm grateful for your willingness to recommend...
    read more
  • Encompass
    M
    Matthew J P
    St Petersburg, FL
    Posted on November 20th, 2024 11:47 AM
    Great communication, total clarity, and above all else, complete integrity. It was a pleasure working with Ken and I'll absolutely recommend and work with him again.CCCCC
    Reply from Kenneth Ynes
    August 4th, 2026 06:24 PM
    Thank you so much for your feedback, Matthew. I'm thrilled to hear that you had a positive experience and found the communication clear and satisfactory. It was a pleasure working with you as well, and I'm grateful for your willingness to recommend...
    read more
  • Encompass
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    Major D
    Weeki Wachee, FL
    Posted on November 19th, 2024 12:56 PM
    Kenneth was very helpful during our loan process. His guidance and expertise made this experience relatively easy. We appreciate his openness throughout the process and look forward to refinancing our loan when the rates decrease.
    Reply from Kenneth Ynes
    August 4th, 2026 06:24 PM
    Hello Major, I'm thrilled to hear you had a positive experience with our loan process at NFM Lending. Your kind words mean a lot and it makes me happy to know that my guidance and expertise were valuable in making the process easier for you....
    read more
  • Encompass
    M
    Major D
    Weeki Wachee, FL
    Posted on November 19th, 2024 12:56 PM
    Kenneth was very helpful during our loan process. His guidance and expertise made this experience relatively easy. We appreciate his openness throughout the process and look forward to refinancing our loan when the rates decrease.
    Reply from Kenneth Ynes
    August 4th, 2026 06:25 PM
    Hello Major, I'm thrilled to hear you had a positive experience with our loan process at NFM Lending. Your kind words mean a lot and it makes me happy to know that my guidance and expertise were valuable in making the process easier for you....
    read more
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    About
    Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guiding Tampa Bay buyers and homeowners through purchases, refinances, and renovation loans with clear communication and on-time closings. His track record includes National Employee of the Year, multiple President's Club honors, and five years in the CEO Club. A Tampa Bay native, devoted husband of 27 years, and active in his church community, Kenny combines deep industry expertise with genuine, honest service — treating every client like a neighbor, not a transaction.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Adjustable Rate Mortgages
    Qualified Mortgage Pre-Approvals
    Non-QM
    Self-Employed Mortgages
    Second Mortgages-Bank Statement
    Cash-Out Refinances
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    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS 327209
    Disclaimer
    Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender