

Ken Ynes
Loan Officer

Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guidi... Show More
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We were 15 days or so in with another lender when I was sooo absolutely uncomfortable with them and completely wanted to give up on homeownership at this point until our AMAZING realtor asked me to give Ken a chance to look at our paperwork....
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Reply from Kenneth Ynes
April 28th, 2025 12:00 AM
Wow! Thank you so much for sharing your experience. It truly means a lot to hear that I could help turn things around for you. Your kind words about the honest direction and clear communication are really appreciated. Matt and I were happy...
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Working with NFM lending was a smooth process. As a first time home buyer it can be a bit stressful, but Kenneth explained the process thoroughly, answered my questions timely, and was very pleasant. I appreciate his straight forward approach...
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Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I'm thrilled to hear that your experience as a first-time homebuyer was smooth and successful. It was a pleasure assisting you throughout the process and ensuring you were well-informed every step of the way. I'm glad my straightforward approach...
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Working with NFM lending was a smooth process. As a first time home buyer it can be a bit stressful, but Kenneth explained the process thoroughly, answered my questions timely, and was very pleasant. I appreciate his straight forward approach...
read more
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I'm thrilled to hear that your experience as a first-time homebuyer was smooth and successful. It was a pleasure assisting you throughout the process and ensuring you were well-informed every step of the way. I'm glad my straightforward approach...
read more
Working with NFM lending was a smooth process. As a first time home buyer it can be a bit stressful, but Kenneth explained the process thoroughly, answered my questions timely, and was very pleasant. I appreciate his straight forward approach...
read more
Reply from Kenneth Ynes
July 21st, 2025 12:00 AM
Michelle, Smooth it was! Because of client;s like you it makes the process seamless. Thank you for your 5 stars and make memories in your new home. Ken Ynes
Ken is wonderful and made the process quick and seamless. We were able to purchase our home in less than 3 weeks. He is amazing and very friendly. I would recommend him to anyone looking to purchase a home
Reply from Kenneth Ynes
April 21st, 2025 01:17 PM
I'm thrilled to hear that your home purchase process was quick and seamless. It was a pleasure assisting you, and I truly appreciate your recommendation.
The process was quick, smooth, and seamless. Ken was awesome and took great care of us. I would recommend him to anyone looking to buy a home. From beginning to end there was communication on the progress of our purchase. Ken is
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I'm delighted to hear that your mortgage process was quick, smooth, and seamless. It was a pleasure assisting you, and I appreciate your recommendation. Thank you for acknowledging my efforts in maintaining clear communication throughout your...
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The process was quick, smooth, and seamless. Ken was awesome and took great care of us. I would recommend him to anyone looking to buy a home. From beginning to end there was communication on the progress of our purchase. Ken is
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I'm delighted to hear that your mortgage process was quick, smooth, and seamless. It was a pleasure assisting you, and I appreciate your recommendation. Thank you for acknowledging my efforts in maintaining clear communication throughout your...
read more
Ken is wonderful and made the process quick and seamless. We were able to purchase our home in less than 3 weeks. He is amazing and very friendly. I would recommend him to anyone looking to purchase a home
Reply from Kenneth Ynes
July 21st, 2025 12:00 AM
Daniel, Working with you was nothing short of amazing. You make doing what I do worth it. 3 weeks and YES it was closed. Only the professionals can do this. Thank you for taking the time to leave me an outstanding review. Ken Ynes and team....
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Kenny and Matt were great!
Reply from Kenneth Ynes
August 4th, 2026 06:24 PM
I'm thrilled to hear that you had a great experience with both Matt and I. Thank you for your kind words and for choosing NFM Lending. If you need any further assistance, please feel free to reach out.
Kenny and Matt were great!
Reply from Kenneth Ynes
August 4th, 2026 06:25 PM
I'm thrilled to hear that you had a great experience with both Matt and I. Thank you for your kind words and for choosing NFM Lending. If you need any further assistance, please feel free to reach out.
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About
Kenny Ynes is a Sr. Mortgage Loan Originator with Neighborhood Loans, licensed since 2002 and bringing 25 years of mortgage industry experience to every client. He specializes in Conventional, FHA, VA, USDA, Jumbo, and Non-QM lending, guiding Tampa Bay buyers and homeowners through purchases, refinances, and renovation loans with clear communication and on-time closings. His track record includes National Employee of the Year, multiple President's Club honors, and five years in the CEO Club. A Tampa Bay native, devoted husband of 27 years, and active in his church community, Kenny combines deep industry expertise with genuine, honest service — treating every client like a neighbor, not a transaction.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Adjustable Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Self-Employed Mortgages
Second Mortgages-Bank Statement
Cash-Out Refinances
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 327209
Disclaimer
Neighborhood Loans, 1333 Butterfield Rd. Suite 600 Downers Grove, IL 60515 1 800.207.8595 Neighborhood loans is an Illinois, Wisconsin, & California Residential Mortgage Licensee. Licensed by the Department of Business Oversight under the California Financing Law. Neighborhood Loans is an approved FHA lender. Not an agency of the federal government. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. Licensed by the Illinois Department of Financial & Professional Regulation. Company NMLS#222982 MB. 6759826. California DFPI Lic/Reg #41DBO-118971 | Equal Housing Lender