
Kenia Costa
Senior Mortgage Loan Originator
Rize Mortgage - San Diego,CA
I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish.
With more than 20 years of experience in the mortgage industry,... Show More
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Kenia went above and beyond with helping me prepare to qualify for a loan. Supported me throughout the whole process, always ready to answer any questions with a knowledgeable and very kind approach!
We interviewed multiple lenders and Kenia was by far the best- she was patient, answered every little question, always available and because of her work ethic, we were able to secure our purchase when the Seller asked for faster escrow. She’s...
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Kenia was fantastic!!With all this craziness of High rates and delays in new construction I called her to see what I could do to not lose my home...She as usual collected all info and came up with a fantastic strategy and a product that only...
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We cannot say enough good things about Kenia. From the beginning she made us feel supported. Kenia was always informative and knowledgeable about the ongoing market. She went above and beyond with helping us prepare to qualify for a loan. Before,...
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Kenia is a great lender and helped us during all the process to buy a house supporting with all information and all the questions we had. She was great !! I really recommend her work!!
When I contacted Kenia for the first time, it was clear that she has an incredible knowledge on this business. With the super detailed and precise information provided by her I could have - really - peace of mind during the process when I was...
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Kenia is extremely attentive, provides safe and accurate information, seeks the best options that meet the client’s profile and is always available to clarify doubts with a charismatic and professional service
Kenia Costa has received a review with 5 star rating from Sharon Campbell Ragoonath
What an amazing experience! Honesty, transparency, and promptness defines Kenia!!We had given up in mortgage companies!Because of not having “the perfect credit score” All brokers that we have talked to shot our dreams of being homeowners….but...
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In such a strong seller's market, Kenia went above and beyond to get our offer accepted. Her and her team were incredibly responsive and highly supportive since we were first time home buyers. She also locked in a very competitive mortgage...
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About
I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish.
With more than 20 years of experience in the mortgage industry, I have had the privilege of helping hundreds of families, homebuyers, homeowners, and investors navigate the mortgage process. Based in San Diego, California, I serve clients in California, Texas, and other states, providing personalized guidance tailored to each client’s unique goals and financial situation.
I understand that no two borrowers are the same. Whether you’re purchasing your first home, moving up, refinancing, self-employed, investing in real estate, or exploring alternative financing options, my goal is to make the process clear, strategic, and as smooth as possible.
Throughout my career, I’ve been recognized as a top mortgage professional and President’s Club member, but the recognition that matters most to me is the trust my clients and referral partners place in me.
I am committed to providing the information, communication, and guidance you need to make confident mortgage decisions and achieve your real estate goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
ITIN Mortgage Loans
Commercial Loans
Bank Statement Loans
1099 Income Loans
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Positions
- Rize Mortgage - Loan OriginatorAug 10th, 2026 - Current
- PrimeLending - Loan Originator SeniorJul 15th, 2026 - Aug 10th, 2026
Addresses and Serving Areas
Primary Serving Area
Licenses
- nmls # 536257