
Kenia Costa
Senior Mortgage Loan Originator
Rize Mortgage - San Diego,CA
I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish.
With more than 20 years of experience in the mortgage industry,... Show More
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Reviews from Web
Kenia was very fast with great communication she had mine pre-qualified letter same day
We close our house less than a month
We'll be working with her for a long time.
We close our house less than a month
We'll be working with her for a long time.
Excellent Lender. I will use her again. She has helped me w/ everything, especially with my situation the first time purchasing a home; everything worked out as expected. I appreciate her hard work to get everything done.
Kenia was very fast with great communication she had mine pre-qualified letter same dayWe close our house less then a month We'll be working with her for a long time.
We always dreamt of purchasing a big new home and there were many times this dream felt far away. Kenia was referred to us by a trusted friend. We remember the first time we called Kenia in 2019; she educated and told us everything we should...
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Kenia, Erika and her entire team were fantastic to work with during my purchase. They worked diligently on my behalf and were very communicative. Also, due to their expertise, they guided me and made a complex process easy to manage which resulted...
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What an amazing experience! Honesty, transparency, and promptness defines Kenia!!
We had given up in mortgage companies!
Because of not having “the perfect credit score” All brokers that we have talked to shot our dreams of being homeowners….but...
We had given up in mortgage companies!
Because of not having “the perfect credit score” All brokers that we have talked to shot our dreams of being homeowners….but...
read more
We chose Kenia because she was highly recommended, and she managed to exceed all our expectations, the process was difficult, and I assure that if it weren’t for Kenia we wouldn’t have made it.
Thank you so much for everything Kenia!!
Thank you so much for everything Kenia!!
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We interviewed multiple lenders and Kenia was by far the best- she was patient, answered every little question, always available and because of her work ethic, we were able to secure our purchase when the Seller asked for faster escrow. She’s...
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Kenia Costa has received a review with 5 star rating from Rogers & Banda
Kenia has done a wonderful job walking us through the process. She is professional and resourceful. I would highly recommend her and without a doubt use her again in the future.
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About
I’m Kenia Costa, and my greatest professional satisfaction comes from helping people feel confident about their home financing decisions and proud of what they can accomplish.
With more than 20 years of experience in the mortgage industry, I have had the privilege of helping hundreds of families, homebuyers, homeowners, and investors navigate the mortgage process. Based in San Diego, California, I serve clients in California, Texas, and other states, providing personalized guidance tailored to each client’s unique goals and financial situation.
I understand that no two borrowers are the same. Whether you’re purchasing your first home, moving up, refinancing, self-employed, investing in real estate, or exploring alternative financing options, my goal is to make the process clear, strategic, and as smooth as possible.
Throughout my career, I’ve been recognized as a top mortgage professional and President’s Club member, but the recognition that matters most to me is the trust my clients and referral partners place in me.
I am committed to providing the information, communication, and guidance you need to make confident mortgage decisions and achieve your real estate goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Construction Loan
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
ITIN Mortgage Loans
Commercial Loans
Bank Statement Loans
1099 Income Loans
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Positions
- Rize Mortgage - Loan OriginatorAug 10th, 2026 - Current
- PrimeLending - Loan Originator SeniorJul 15th, 2026 - Aug 10th, 2026
Addresses and Serving Areas
Primary Serving Area
Licenses
- nmls # 536257