Ken Babineau
Branch Manager NMLS #2007035
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Ken was available every step of the way.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you, Christopher. It was great working with you. Thank you for the opportunity to be of assistance. Let me know if I can provide any information in the future.
Ken was very helpful in navigating everything.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you for the kind words, Amanda. I enjoyed working with you.
Ken was on top of it and kept me up to date on everything I needed to do and know about the process. Never doing this before, Ken reassured me and made it easy! Truly top notch and fun to work with as well.
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Karol, thank you so much for sharing your experience with me. You were so quick to respond and made it easy for me to help you. It was such a pleasure working with you.
Ken made everything so easy, even when I wasn't sure what I wanted to do. He didn't bombard us with phone calls either, it was all handled over text and email. Ken made the best recommendation for our needs and the whole process went smooth...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Anette, thank you so much for the kind words. I appreciate it. It was such a pleasure working with you and Gerald. Please let me know if you ever have any questions or concerns. I am always here for you!
We came into this experience with little knowledge of what our options were given this was our first time researching a home equity loan - Ken was very informative and made everything extremely easy to understand without being condescending....
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Hi Ashley, it was such a pleasure working with you and Jack. Thank you so much for allowing me to assist and for trusting me throughout the process.
Ken was with me for the entire process. He took time to explain and answer any questions that I had. I felt very comfortable speaking with him and never did I feel any type of pressure to do anything that I wasn't comfortable with. Ken made...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
It was a pleasure working with you. I enjoyed our conversations. You are such a sweet and kind person. Thank you for allowing me the opportunity to assist with your finances. I am always here for you if you have any questions or concerns.
Mr. Ken Babineau...mic drop!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you, Feliciano. It was a pleasure working with you!
Ken was a huge help from the very beginning. He always answered my calls text and emails very quickly. He always found a way to seem to set my nerves at easy. Very professional and polite. I would absolutely recommend him to others and will...
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Reply from Ken Babineau
September 28th, 2026 03:39 PM
Meaghan, it was such a pleasure getting to know you and helping with the refinance. We got this done together because you were willing to do whatever it took. I appreciate you, your resolve, and your no-quit attitude that allowed us to get...
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I start my journey with Ken in October of 2024. I had just moved and changed jobs so I was struggling to find an loan for our old house. Ken was amazing though my whole process. Being that my house was older and needed some renovations we had...
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Reply from Ken Babineau
June 30th, 2026 02:10 PM
Thank you Meaghan. We couldn’t have ever got his done without you working so diligently to meet the necessary criteria. I appreciate you!
Ken and the entire team worked hard to make our loan work and kept us informed to every step of the procedure. Ken was a very courteous and hardworking person on our case. We thank him VERY much! Very appreciated!
Reply from Ken Babineau
June 30th, 2026 02:10 PM
Dale, I really enjoyed getting to know you and Darlene. It was apleasure working with you. Let me know if there is anything that you need in the future.
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About
Mortgage loan broker, licensed in 33 states. I can help with purchases, refinances, and HELOCs, as well as business-purpose loans. I have access to over 100 lenders and will always find you the best rate and costs. NMLS # 2007035
Products & Services
Mortgage Broker
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Mortgage Refinance
Reverse Mortgage
Specialities
Home purchase
Home refinance
Home equity lines of credit
Home equity loans
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Positions
- West Capital Lending - Branch ManagerMay 7th, 2024 - Current
- loanDepot - Senior Mortgage BankerJul 20th, 2020 - Apr 22nd, 2024
Memberships
- Huntington Beach Planning Commissioner
- Nationwide Licensing
- California Department of Real Estate
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 2007035
- DRE 02245272
Awards
Achievements
- Certificate of recognition, California State senate
- Certificate of Completion, Huntington Beachs's Citizens Academy
Hobbies
- Golf
- Bike riding
- The beach
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing