Kelvin Luo

Kelvin is awesome and extremely helpful doing our home purchase process. He was available twenty-four hours to answer any question and always any question and always respond in a timely manner. Kelvin did an excellent job at educating us and...

Kelvin is a very responsible and communicative loan officer. As first-time home-buyers who know nothing, he answered all the questions we had and made sure that we understood what he was telling us. With his help, we were able to have a smooth...

I am a first time home buyer, who is not familiar with property loan application process. Kelvin at Highlands as my loan officer built me strong confidence on my loan application and make my loan application process much easier and understandable,...

Kelvin is great to work with and will definitely recommend him to anyone I know

Kelvin and the whole team at Highlands were amazing to work with. Everything closed right on time. There was a little hiccup with the HOA during the final days before closing, but Kelvin worked quickly to find a solution so we could close on...

Kelvin has been patient and professional from start to the end.

Kelvin was an absolute super star! From the very get-go, he was very communicative and response. He was great to answer all of our questions. He went out of his way to find us the best option for the best rate. Thank you again Kelvin!

Kelvin is extremely professional and knowledgeable. Excellent communication skills throughout the loan process. Always a phone call away and make sure we are on top of everything. He made our closing very easy, smooth and less stressful. Beyond...

Kelvin has made the entire process a lot easier and less stressful. He was professional, knowledgeable and responsive. As a first-time homebuyers who know nothing, Kelvin did an excellent job at educating us and made sure that we understood...

Kelvin has made the entire process a lot easier and less stressful. He was professional, knowledgeable and responsive. As first-time homebuyers who know nothing, Kelvin did an excellent job at educating us and made sure that we understood what...