Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Kelvin is very responsive, patient, and professional.
Reply from Kelvin Luo
November 1st, 2024 09:09 PM
I'm humbled by your kind words, Liyuan. Your positive feedback means a lot and it was my pleasure to assist you throughout the process. I always strive to be responsive, patient, and professional to ensure my clients have the best experience...
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Kelvin domentrated high level of professionalism and dedication in his role.
Reply from Kelvin Luo
October 31st, 2024 10:52 PM
I'm thrilled to hear your positive feedback, Longjiao! Your kind words reinforce the dedication I strive to bring to my work at General Mortgage Capital. High professionalism is a cornerstone of our ethos and I'm glad that you experienced this...
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Professional and careful
Reply from Kelvin Luo
October 31st, 2024 04:19 PM
Thank you for your kind review, Ping. It's great to know that you found my services to be professional and careful. Your feedback is greatly appreciated and it helps me maintain the high standard I strive for. Thank you for trusting me with...
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Kelvin provided exceptional assistance with my loan borrowing process. My loan is small but he gave me his full attention regardless. Kelvin is very knowledgeable, personal and professional. He responds to my call. text, email without delay,...
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Reply from Kelvin Luo
October 31st, 2024 04:21 PM
Hi Lin, thank you so much for your high rating and the kind words in your review. I'm thrilled that I was able to provide you with the quality service you deserve. I always strive to give my full attention to each client, regardless of the...
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Very good rates and knowledgeable loan officer!
Reply from Owner
September 28th, 2025 06:16 AM
Thank you so much, Trong, for taking the time to share this wonderful feedback. It truly means a lot to me to hear that you felt well-supported and were happy with the rates we were able to secure for you. Buying a home and navigating the loan...
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Kevin was very responsive and thorough in helping me secure the loans, he didn’t mind communicating in uncommon hours to accelerate loan funding. Most importantly he was able to offer very competitive rates. I highly recommend him.
Reply from Kelvin Luo
October 26th, 2024 05:39 PM
I deeply appreciate your kind review, Trong. It was a pleasure assisting you throughout your loan process. I'm glad to hear that you found my service responsive and thorough. I always strive to accommodate my clients' schedules and secure the...
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Took a bit longer than expect to close my loan.
Reply from Kelvin Luo
October 26th, 2024 05:41 PM
Thank you for the feedback, John. I sincerely apologize for the slight delay in closing your loan. I always strive to provide efficient service, and your experience helps me improve. I value you and your business, and I personally appreciate...
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Kelvin is the best loan agent I ever met and very professional and knowledgable！
Reply from Kelvin Luo
October 14th, 2024 09:03 PM
I'm thrilled to hear such good feedback, Zhenyu. Thank you for your kind words and for giving me a perfect rating. I pride myself on my professionalism and knowledge in the field, so it's great to know that was recognized and appreciated. It...
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Kelvin is an excellent loan agent—honest and trustworthy. He clearly communicates the fees upfront and offers some of the lowest rates available in the market. There are no hidden costs; the final statement is straightforward and free of any...
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Reply from Owner
October 3rd, 2024 02:25 PM
I'm truly humbled by your kind words, Lauren. It was a pleasure assisting you with your mortgage needs. Honesty and transparency are cornerstones of my work ethic, and I'm glad to hear that you found them valuable. I greatly appreciate your...
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Kelvin is a great agent, honest, trustworthy. He keep his words. GMCC is a great lending company, Doesn't trick customer.
I would recommend Kelvin to all my friends.
Reply from Kelvin Luo
October 2nd, 2024 05:46 PM
I'm truly humbled by your kind words, Lauren. It was a pleasure assisting you with your mortgage needs. Honesty and transparency are cornerstones of my work ethic, and I'm glad to hear that you found them valuable. I greatly appreciate your...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A