Kelvin Luo
General Mortgage Capital Corporation
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
Sat
9 AM to 5 PM
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Reviews from Web
Kelvin is the best mortgage agent we ever worked with. Highly recommended and you will love working with him!
Reply from Owner
December 15th, 2025 12:35 AM
Thank you so much for your incredibly kind words and for taking the time to share this review, William. It truly means a lot to me. Helping you through such an important process and earning your trust was an absolute pleasure. I’m very grateful...
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Kelvin is the best mortgage agent we have ever worked with. He is the best!
Reply from Kelvin Luo
December 15th, 2025 12:36 AM
Thank you from the bottom of my heart for such kind and generous words. It truly means so much to me. I’m incredibly grateful for your trust and for the opportunity to work with you. Knowing that you had a great experience makes everything...
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Kelvin is the best mortgage agent we ever worked with. Highly recommended and you will love working with him! He really pays great attention to details and take strong ownership throughout the process. Most importantly he really cares about...
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Reply from Owner
December 14th, 2025 12:00 AM
Thank you so much for taking the time to write such a thoughtful and generous review, William. I truly appreciate your trust and kind words. It was an absolute pleasure working with you, and I’m very grateful for the opportunity to guide you...
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Kelvin responds quickly and can explain details to me.
Reply from Kelvin Luo
December 15th, 2025 12:38 AM
Thank you so much for your kind review, Tianyang. I truly appreciate you taking the time to share your experience. Clear communication and being responsive are very important to me, especially during the mortgage process, and I’m glad to hear...
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Kelvin Luo's service is very good and professional.
Reply from Kelvin Luo
December 15th, 2025 12:39 AM
Thank you very much for your kind review, Xiaoping. I truly appreciate your recognition and trust. It was a pleasure working with you, and I’m grateful for the opportunity to assist you. Providing professional, attentive, and reliable service...
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I highly recommend Kelvin's service for his great enthusiasm, professionalism, transparency and unmatched availability!
Reply from Owner
October 26th, 2025 12:08 AM
Thank you so much, Anthony! I truly appreciate your kind words and the trust you placed in me throughout your refinance process. It was a pleasure helping you secure a lower interest rate at no cost and save money in the long run. I’m glad...
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Kelvin provided excellent service with our refinance experience. He has also made himself available to answer any questions we had at any time. His transparency in the whole process was greatly appreciated. Highly recommend his service.
Reply from Kelvin Luo
October 26th, 2025 12:09 AM
Thank you so much, Anthony! I truly appreciate your continued trust and kind words. It was a pleasure assisting you with your refinance and ensuring the process was smooth and transparent. I’m glad we were able to achieve great results together,...
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Very responsive, patient and proactive
Reply from Kelvin Luo
October 26th, 2025 12:10 AM
Thank you so much, Hua! I really appreciate your kind words and the opportunity to assist with your home purchase. It was a pleasure working with you and ensuring a smooth, transparent process from start to finish. May your new investment bring...
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I worked with Kelvin on my refinance and had a great experience. His communication was excellent, and he always kept my best interests in mind throughout the process. I highly recommend Kelvin to anyone looking for a reliable and client-focused...
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Reply from Owner
October 26th, 2025 12:11 AM
Thank you so much, Longhan, for taking the time to share your experience and for placing your trust in me during your refinance journey. It truly means a lot to know that you felt supported and well-informed throughout the process. My goal...
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Great communication. Thinking from the interests of clients. Patient services.
Reply from Kelvin Luo
October 26th, 2025 12:12 AM
Thank you so much, Longhan! I truly appreciate your kind words and the trust you placed in me throughout your refinance. I’m very happy we were able to secure a low interest rate and help you save money. It was a pleasure working with you and...
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About
GMCC is one of the fastest growing direct lenders in California. We specialize in JUMBO programs (from $200k up to $20m), with an in-house LOCAL underwriting, doc and funding, for extremely efficient turnaround times.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage
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Positions
- General Mortgage Capital Corporation - Loan OfficerMay 1st, 2023 - Current
Memberships
- NMLS # 1403108
Addresses and Serving Areas
Primary Serving Area
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- Washington License # CL-134871
- Colorado License # 100536250
- NMLS # 1403108
Disclaimer
N/A