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Kelly Santos - Branch Manager & Loan Officer | NMLS ID #994273

Kelly Santos

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Branch Manager & Loan Officer | NMLS ID #994273

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We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
1%
2 Star
0%
1 Star
0%
Reviews from Web
  • Zillow
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    Lisa
    Posted on September 9th, 2018 12:57 PM
    The knowledge, efficiency and ease of the whole process was phenomenal! Excellent service! I would highly recommend Kelly, Rachel and Kerry with Movement Mortgage.
  • Zillow
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    Lisa
    Odessa, FL
    Posted on September 9th, 2018 12:00 AM
    The knowledge, efficiency and ease of the whole process was phenomenal! Excellent service! I would highly recommend Kelly, Rachel and Kerry with Movement Mortgage.
  • Zillow
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    Bob M
    Posted on July 18th, 2018 06:37 PM
    Kelly Santos and her team at Movement Mortgage are amazing! My loan process went smoother than I have ever experienced, and they closed my loan a week early! I highly recommend Kelly Santos and her team to anyone looking for a mortgage!!
  • Zillow
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    Bob M
    Spring Hill, FL
    Posted on July 18th, 2018 12:00 AM
    Kelly Santos and her team at Movement Mortgage are amazing! My loan process went smoother than I have ever experienced, and they closed my loan a week early! I highly recommend Kelly Santos and her team to anyone looking for a mortgage!!
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    Kelly Y
    Posted on June 21st, 2018 04:08 PM
    Kelly assisted us with a refi! Kelly and her team made the entire process extremely simple to get through. She is currently assisting my husband’s son in getting financing for his first home purchase. She is absolutely the best at what she...
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    Todd V V
    Posted on April 18th, 2018 11:21 AM
    My wife and I went through a short sale We were having trouble getting the correct information on how long we had to wait to purchase a home. At the time we were renting from a lady that said we could stay for a five-year lease and then two...
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    Karl S
    Posted on March 1st, 2018 07:13 PM
    You can't find a better loan officer than Kelly Santos at Movement Mortgage. I send her all my clients, whoever needs lending help or advise. Her team is always spot on! I have never had a delay in a closing with her as the loan officer. Also,...
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    Odette G
    Posted on February 22nd, 2018 05:28 PM
    I have been working with Kelly since Movement Mortgage was introduced to our office about 2 years ago. When your reputation is all you have, you must be very careful who you recommend to your clients, as they can be a direct reflection on you....
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    Irma M R
    Posted on October 23rd, 2017 11:17 PM
    It was a pleasure to work with Kelly Santos on a real estate transaction. She was very thorough with her information, timely with responses, and actually took the time to attend my closing with my buyer. I will definitely use Kelly Santos as...
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  • Zillow
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    Brett A
    Posted on June 16th, 2017 05:15 PM
    Kelly and team made our first time home buying process a breeze. They helped every step of the way and explained each part of the process. We had many questions going into it since it was our first time ever getting qualified for a mortgage....
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    About
    We believe that a closed loan is not the end of our relationship - it's just the beginning. Built on commitment, character, and innovation we are a next-generation, customer-focused lender driven by a mission to make the homebuying process simple, easy, and stress-free for our clients.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Positions
    • Atlantic Coast Mortgage - Branch Manager
      Nov 14th, 2025 - Current
    Memberships
    • West Pasco Board of Realtors
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS ID #994273
    • Licensed in FL, TN
    Hobbies
    • Concerts, cooking, going to restaurants, OrangeTheory Fitness
    • travel
    Disclaimer
    Atlantic Coast Mortgage, LLC is an Equal Housing Lender | Company NMLS ID #643114 (www.nmlsconsumeraccess.org) | Doing business in Pennsylvania under the trade name ACM, LLC of PA | Georgia Residential Mortgage Licensee, License # 61978 | Arizona (103946), Colorado, Connecticut (ML-643114), Virginia (MC-5560), D.C. (MLB643114), Delaware (018266), Louisiana, Maryland (19711), West Virginia (ML-34255), Delaware (018266), Tennessee (138203), Pennsylvania (62503), North Carolina (L-164348), South Carolina (MLS - 643114), South Carolina (MLS - 643114 OTN #1), Georgia (61978), Florida (MBR2951), Florida (MLD1461), Kansas (MC.0025719), Maine (643114), Michigan (FR0024148), Michigan (SR0024149), New Hampshire (24683-MB), Oregon (643114), Texas, Wisconsin (643114BA), Wisconsin (643114BR), and Oklahoma (ML012369), (ML013345)