Kelly Carrera
Loan Officer | NMLS # 290199
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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Very pleasant and smooth transaction ! Always the beat service from very knowledgeable people .
Kelly made our home buying process a little less stressful. She made us feel like we were in good hands and had our best interest. Kelly would answer any questions we had at any time we would call her, making it feel like we had a friend in...
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Kelly and her team are accessible at all times and more importantly Willing to Help! I never felt like I was bothering her, even when I had questions or concerns on weeknights or weekends! They are the most knowledgeable, professional, and...
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Kelly was very insightful and did not hesitate to explain anything I had questions on. Being a first time home buyer was a bit scary but Kelly was very helpful and reassuring through the process.
Your team is efficient and knowledgeable- it was a pleasure working with you.
Kelly was always available to answer our questions even late in the afternoon. She explained the process thoroughly, and kept us updated. Everything went through smoothly.
She really had a lot of patience with the property i was purchasing. She was always willing to help me no matter how late it was or even if she was on a trip. It was a pleasure and i was lucky to have her on my side with this purchase. Thank...
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I had a great experience with Kelly, I will totally recommend her to anyone who is trying to buy a home. She makes sure to help you the most she can to make your dream of owning a house true!
Worked tirelessly to complete necessary documents to expedite the loan process. Kept my wife and I informed about any updates to our loan documents. Knowledgeable and exercised patience with my various questions.
Kelly was extremely helpful and professional. She answered all our questions about the costs of the loan to our satisfaction. She was quick in responding back to us via text messages almost instantly. i would surely use her services if needed...
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."