Kelly Carrera
Loan Officer | NMLS # 290199
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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Great working with her, gives great advice and goes above and beyond which made us feel special. Glad to have had her working with us and would definitely work with her in the future.
Kelly and team had amazing communication throughout the process which made it extremely easy and convenient for us. We used her prior with the same results so we had to come back. We will do it again and will recommend anyone to her.
Easy to work with. Kept you up to date on what’s happening. Helped every step of the way making the process easier.
Kelly was fantastic to deal with. Very knowledgeable and helped walk me through every facet of the process. She was always readily available (even on holidays!) and would even check in on me when she hadn't heard from me after an extended period...
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Kelly made the whole process smooth. She told us exactly what she needed and followed up as each step was completed. Would recommend to any friend or family members who need these services.
Hard work and dedication, Very professional,Great human being. ☺
Kelly & her assistant were very helpful in the process of my loan. She made sure everything was done my way & got me the intrest rate that I wanted.
KELLY WAS VERY HELPFUL . FROM START TO FINISH . SHE DEFINITELY WENT ABOVE AND BEYOND TO HELP WITH UNDERSTANDING THE WHOLE PROCESS AND KEPT US IN LOOP WITH EVERYTHING. IF WE DID THIS ALL AGAIN I WOULDN’T CHANGE COMING TO KELLY . THANK YOU FRIEND...
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😊😊😊😊🙏🙏🙏🙏
The whole process was smooth and on time.
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."