
Kelly Carrera
Loan Officer | NMLS # 290199

As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loan... Show More
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Kelly constantly communicated even in wee hours to keep the project moving, even when we had a theft in the new home we were working on. Kelly works hard and diligently to make it happen for her clients.
Kelly and her team are amazing. Her team was always on point and they always made sure if we had any questions to give them a call.
Kelly was very responsive in all my needs in a quick manner and she had all the patience with me since I ask a million questions also she always called me back or text me she never left me hanging
Everything! Great communications and always willing to help us even after closing escrow!
Kelly was always available right away and even went for that extra mile, everything turned out better than expected. I will definitely go back to her for my future needs.
I loved her personality and how honestly she was with the process and questions we had. She really helped us with any questions we had and made our progress of buying a home very enjoyable.
Great attention to everything
Best experience ever!!!
Kelly and her team keep good communication with myself and ALL buyers I refer to her. All my buyers are always very happy with their services.
Kelly is amazing! She went above and beyond to make our dream come true and we are forever grateful for her and her team!
The whole homebuying process can be pretty stressful but Kelly and her assistants made it stress free and without any problems . Overall it was better than I expected.
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About
As a Senior Loan Officer at Signature Home Lending for over 19 years, I specialize in helping clients achieve homeownership through First-Time Home Buyer programs, VA (Veterans) Loans, 203k Rehabilitation Loans, Down Payment Assistance Loans, and Refinances. I take pride in building lasting relationships with my clients and their families, guiding them through every step of the loan process. This year, I look forward to forging new, productive, and prosperous business relationships.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
CalHFA (First Time Buyers) FHA, Conventional, VA. DSCR, Grants, Bank Statement Loans
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Positions
- Signature Home Lending - Senior Loan OfficerJan 1st, 2005 - Current
Memberships
- NOR-North of the River Chamber
- Serving Hope-Vice President
- Arms Ministry
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 290199
Achievements
- Top Producer 2008, 2009, 2010, 2011, 2012, 2016, 2017, 2019, 2020, 2024
- Presidents Circle Honors
- 10 Year Service Award
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Disclaimer
"Golden Empire Mortgage, Inc. (""GEM"") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.
Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.
Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.
Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants
Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions."